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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Cash flows from operating activities    
Net income $ 3,670,461 $ 4,909,188
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 94,710 90,583
Gain on sale of property and equipment (14,501)  
Provision for credit losses 4,989,436 4,231,815
Amortization of dealer discounts (3,285,763) (3,283,641)
Deferred income taxes (176,968) (292,460)
Share-based compensation 130,306 116,023
Change in fair value of interest rate swap agreements 43,562 212,287
Changes in operating assets and liabilities:    
Prepaid expenses and other assets 175,620 76,898
Accounts payable and accrued expenses 258,276 (1,343,750)
Income taxes payable and receivable 2,449,994 2,030,328
Deferred revenues 286,579 255,254
Net cash provided by operating activities 8,621,712 7,002,525
Cash flows from investing activities    
Purchase and origination of finance receivables (48,332,367) (43,142,921)
Principal payments received 35,036,099 33,365,083
Increase in assets held for resale (365,578) (343,700)
Purchase of property and equipment (164,743) (118,001)
Proceeds from sale of property and equipment 16,000  
Net cash used in investing activities (13,810,589) (10,239,539)
Cash flows from financing activities    
Net draws on line of credit 4,000,000 3,500,000
Change in drafts payable (949,398) (714,951)
Payment of debt costs (25,000)  
Expenses related to prior purchase of treasury shares (50,469)  
Proceeds from exercise of stock options 54,016 71,716
Excess tax benefits from share-based compensation 2,501 36,182
Net cash provided by financing activities 3,031,650 2,892,947
Net decrease in cash (2,157,227) (344,067)
Cash, beginning of period 3,388,193 2,635,036
Cash, end of period $ 1,230,966 $ 2,290,969