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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Cash flows from operating activities    
Net income $ 6,926,802 $ 9,238,889
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 213,719 184,124
(Gain) loss on sale of property and equipment (8,358) 15,739
Provision for credit losses 11,166,556 9,386,050
Amortization of dealer discounts (6,647,053) (6,791,907)
Deferred income taxes (39,911) 113,126
Share-based compensation 261,974 240,290
Change in fair value of interest rate swap agreements 122,628 (39,121)
Changes in operating assets and liabilities:    
Prepaid expenses and other assets 364,883 194,192
Accounts payable and accrued expenses (408,709) (1,734,262)
Income taxes (receivable) and payable (549,036) 172,758
Deferred revenues 527,943 386,739
Net cash provided by operating activities 11,931,438 11,366,617
Cash flows from investing activities    
Purchase and origination of finance receivables (92,755,306) (80,881,045)
Principal payments received 69,030,566 68,448,279
Increase in assets held for resale (562,319) (539,399)
Purchase of property and equipment (743,744) (308,948)
Proceeds from sale of property and equipment 42,000 47,450
Net cash used in investing activities (24,988,803) (13,233,663)
Cash flows from financing activities    
Net draws on line of credit 12,161,315 4,100,000
Change in drafts payable (826,862) (94,071)
Payment of debt costs (25,000)  
Expenses related to prior purchase of treasury shares (50,469)  
Proceeds from exercise of stock options 75,946 142,241
Excess tax benefits from share-based compensation 6,934 65,723
Net cash provided by financing activities 11,341,864 4,213,893
Net (decrease) increase in cash (1,715,501) 2,346,847
Cash, beginning of period 3,388,193 2,635,036
Cash, end of period $ 1,672,692 $ 4,981,883