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Quarterly Results of Operations (Unaudited) | 12 Months Ended
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Mar. 31, 2016
Quarterly Financial Data [Abstract] |
Quarterly Results of Operations (Unaudited) | 12. Quarterly Results of Operations (Unaudited)
|  | Fiscal Year ended March 31, 2016 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 22,025 |  |  | $ | 22,687 |  |  | $ | 22,757 |  |  | $ | 23,238 |
Interest expense |  |  | 2,166 |  |  |  | 2,273 |  |  |  | 2,311 |  |  |  | 2,257 |
Provision for credit losses |  |  | 4,989 |  |  |  | 6,177 |  |  |  | 7,599 |  |  |  | 7,513 |
Non-interest expense |  |  | 8,915 |  |  |  | 8,940 |  |  |  | 8,422 |  |  |  | 9,040 |
Operating income before income taxes |  |  | 5,955 |  |  |  | 5,297 |  |  |  | 4,425 |  |  |  | 4,428 |
Income tax expense |  |  | 2,285 |  |  |  | 2,041 |  |  |  | 1,698 |  |  |  | 1,702 |
Net income |  | $ | 3,670 |  |  | $ | 3,256 |  |  | $ | 2,727 |  |  | $ | 2,726 |
Earnings per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.48 |  |  | $ | 0.43 |  |  | $ | 0.36 |  |  | $ | 0.35 |
Diluted |  | $ | 0.47 |  |  | $ | 0.42 |  |  | $ | 0.35 |  |  | $ | 0.35 |
|  | Fiscal Year ended March 31, 2015 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 21,333 |  |  | $ | 21,723 |  |  | $ | 21,801 |  |  | $ | 21,933 |
Interest expense |  |  | 1,449 |  |  |  | 1,485 |  |  |  | 1,458 |  |  |  | 1,578 |
Provision for credit losses |  |  | 4,232 |  |  |  | 5,154 |  |  |  | 5,797 |  |  |  | 5,188 |
Non-interest expense |  |  | 8,921 |  |  |  | 8,089 |  |  |  | 8,408 |  |  |  | 8,935 |
Operating income before income taxes |  |  | 6,731 |  |  |  | 6,995 |  |  |  | 6,138 |  |  |  | 6,232 |
Income tax expense |  |  | 1,822 |  |  |  | 2,665 |  |  |  | 2,369 |  |  |  | 2,384 |
Net income |  | $ | 4,909 |  |  | $ | 4,330 |  |  | $ | 3,769 |  |  | $ | 3,848 |
Earnings per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.40 |  |  | $ | 0.36 |  |  | $ | 0.31 |  |  | $ | 0.34 |
Diluted |  | $ | 0.40 |  |  | $ | 0.35 |  |  | $ | 0.30 |  |  | $ | 0.33 |

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- Definition The entire disclosure for quarterly financial data. Includes, but is not limited to, tabular presentation of financial information for fiscal quarters, effect of year-end adjustments, and an explanation of matters or transactions that affect comparability of the information. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=68076893&loc=d3e1570-108306 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 45 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=68064558&loc=d3e765-108305 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 45 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=68064558&loc=d3e725-108305 + Details
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