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v3.5.0.1

Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2016 | Mar. 31, 2015
--- | --- | ---
Assets |  |
Cash | $ 1,849 | $ 3,388
Finance receivables, net | 311,837 | 288,904
Assets held for resale | 2,148 | 1,747
Prepaid expenses and other assets | 977 | 1,144
Income taxes receivable | 593 | 113
Property and equipment, net | 1,290 | 872
Deferred income taxes | 6,615 | 6,361
Total assets | 325,309 | 302,529
Liabilities and shareholders' equity |  |
Line of credit | 211,000 | 199,000
Drafts payable | 1,499 | 2,476
Accounts payable and accrued expenses | 5,839 | 7,841
Deferred revenues | 3,917 | 3,143
Interest rate swap agreements | 205 | 181
Total liabilities | $ 222,460 | $ 212,641
Commitments and contingencies |  |
Shareholders' equity: |  |
Preferred stock, no par: 5,000 shares authorized; none issued |  |
Common stock, no par: 50,000 shares authorized; 12,466 and 12,416 shares issued respectively; 7,753 and 7,702 shares outstanding, respectively | $ 33,287 | $ 32,655
Treasury stock: 4,714 common shares, at cost | (70,459) | (70,409)
Retained earnings | 140,021 | 127,642
Total shareholders' equity | 102,849 | 89,888
Total liabilities and shareholders' equity | $ 325,309 | $ 302,529

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