XML 44 R21.htm IDEA: XBRL DOCUMENT v3.5.0.1

Finance Receivables (Tables)

12 Months Ended

Mar. 31, 2016

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of finance receivables

		2016				(In thousands) 2015				2014
Indirect finance receivables, gross contract		$	487,118			$	447,043			$	413,612
Unearned interest			(152,911	)			(136,896	)			(121,996	)
Indirect finance receivables, net of unearned interest			334,207				310,147				291,616
Unearned dealer discounts			(18,023	)			(17,780	)			(17,214	)
Indirect finance receivables, net of unearned interest and unearned dealer discounts			316,184				292,367				274,402
Allowance for credit losses			(12,265	)			(11,325	)			(12,889	)
Indirect finance receivables, net		$	303,919			$	281,042			$	261,513

Schedule of an assessment of the credit quality by creditworthiness

		(In thousands)
		2016								2015
		Contracts				Direct Loans				Contracts				Direct Loans
Performing accounts		$	473,429			$	10,899			$	438,318			$	10,855
Non-performing accounts			9,435				79				4,765				57
Total		$	482,864			$	10,978			$	443,083			$	10,912
Chapter 13 bankruptcy accounts, net of unearned interest			4,254				34				3,960				20
Finance receivables, gross contract		$	487,118			$	11,012			$	447,043			$	10,932

Schedule of information regarding delinquency rates

		(In thousands)
Contracts		Gross Balance Outstanding				31 – 60 days				61 – 90 days				Over 90 days				Total
March 31, 2016		$	482,864			$	17,466			$	6,069			$	3,366			$	26,901
							3.61	%			1.26	%			0.70	%			5.57	%
March 31, 2015		$	443,083			$	13,694			$	3,435			$	1,330			$	18,459
							3.09	%			0.78	%			0.30	%			4.17	%
March 31, 2014		$	410,532			$	11,713			$	2,944			$	1,897			$	16,554
							2.85	%			0.72	%			0.46	%			4.03	%
Direct Loans		Gross Balance Outstanding				31 – 60 days				61 – 90 days				Over 90 days				Total
March 31, 2016		$	10,978			$	161			$	41			$	38			$	240
							1.47	%			0.37	%			0.35	%			2.19	%
March 31, 2015		$	10,912			$	122			$	42			$	15			$	179
							1.12	%			0.38	%			0.14	%			1.64	%
March 31, 2014		$	10,705			$	143			$	25			$	23			$	191
							1.34	%			0.23	%			0.21	%			1.78	%

Contracts

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of reconciliation of the changes in the allowance for credit losses

		2016				(In thousands) 2015				2014
Balance at beginning of year		$	11,325			$	12,889			$	16,091
Provision for credit losses			25,926				20,008				14,694
Losses absorbed			(27,963	)			(25,042	)			(21,691	)
Recoveries			2,977				3,470				3,795
Balance at end of year		$	12,265			$	11,325			$	12,889

Direct Loans

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of finance receivables

		2016				(In thousands) 2015				2014
Direct finance receivables, gross contract		$	11,012			$	10,932			$	10,731
Unearned interest			(2,346	)			(2,367	)			(2,311	)
Direct finance receivables, net of unearned interest			8,666				8,565				8,420
Allowance for credit losses			(748	)			(703	)			(590	)
Direct finance receivables, net		$	7,918			$	7,862			$	7,830

Schedule of reconciliation of the changes in the allowance for credit losses

		2016				(In thousands) 2015				2014
Balance at beginning of year		$	703			$	590			$	468
Provision for credit losses			352				362				285
Losses absorbed			(328	)			(277	)			(192	)
Recoveries			21				28				29
Balance at end of year		$	748			$	703			$	590

X

- Definition

Tabular disclosure of information regarding delinquency rates.

+ References

No definition available.

+ Details

Name:	nick_ScheduleOfInformationRegardingDelinquencyRatesTableTextBlock
Namespace Prefix:	nick_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

No definition available.

+ Details

Name:	us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953659-111524

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CustomerContractsMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: