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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Income Statement [Abstract]        
Interest and fee income on finance receivables $ 22,647 $ 22,687 $ 45,562 $ 44,712
Expenses:        
Marketing 345 364 731 756
Salaries and employee benefits 5,729 5,499 11,322 11,084
Professional Fees 371 377 618 825
Administrative 2,638 2,501 5,202 4,852
Provision for credit losses 8,144 6,178 15,170 11,167
Depreciation 140 119 271 214
Interest expense 2,243 2,273 4,487 4,439
Change in fair value of interest rate swap agreements (121) 79 (103) 123
Total expenses 19,489 17,390 37,698 33,460
Operating income before income taxes 3,158 5,297 7,864 11,252
Income tax expense 1,188 2,041 2,991 4,326
Net income $ 1,970 $ 3,256 $ 4,873 $ 6,926
Earnings per share:        
Basic (in dollars per share) $ 0.25 $ 0.43 $ 0.63 $ 0.91
Diluted (in dollars per share) $ 0.25 $ 0.42 $ 0.62 $ 0.89