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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Cash flows from operating activities    
Net income $ 4,873 $ 6,926
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 271 214
Gain on sale of property and equipment (21) (8)
Provision for credit losses 15,170 11,167
Amortization of dealer discounts (6,818) (6,647)
Deferred income taxes (160) (40)
Share-based compensation 310 262
Change in fair value of interest rate swap agreements (103) 123
Changes in operating assets and liabilities:    
Prepaid expenses and other assets 173 365
Accounts payable and accrued expenses (391) (409)
Income taxes receivable (104) (549)
Deferred revenues (41) 528
Net cash provided by operating activities 13,159 11,932
Cash flows from investing activities    
Purchase and origination of finance receivables (76,148) (92,756)
Principal payments received 66,906 69,031
Increase in assets held for resale (217) (562)
Purchase of property and equipment (619) (744)
Proceeds from sale of property and equipment 36 42
Net cash used in investing activities (10,042) (24,989)
Cash flows from financing activities    
(Decrease) increase on line of credit (2,000) 12,161
Change in drafts payable 830 (827)
Payment of debt costs   (25)
Expenses related to prior purchase of treasury shares   (50)
Proceeds from exercise of stock options 2 76
Excess tax benefits from share-based compensation 1 7
Net cash (used) provided by financing activities (1,167) 11,342
Net increase (decrease) in cash 1,950 (1,715)
Cash, beginning of period 1,849 3,388
Cash, end of period 3,799 $ 1,673
Supplemental Disclosure of noncash investing and financing activities:    
Tax deficiency from share awards $ (9)