XML 35 R18.htm IDEA: XBRL DOCUMENT
v3.7.0.1

Quarterly Results of Operations (Unaudited) | 12 Months Ended
--- | ---
Mar. 31, 2017
Quarterly Financial Data [Abstract] |
Quarterly Results of Operations (Unaudited) | 12. Quarterly Results of Operations (Unaudited)
|  | Fiscal Year ended March 31, 2017 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 22,915 |  |  | $ | 22,647 |  |  | $ | 22,044 |  |  | $ | 22,860 |
Interest expense |  |  | 2,244 |  |  |  | 2,243 |  |  |  | 2,258 |  |  |  | 2,477 |
Provision for credit losses |  |  | 7,026 |  |  |  | 8,144 |  |  |  | 8,796 |  |  |  | 13,211 |
Non-interest expense |  |  | 8,939 |  |  |  | 9,102 |  |  |  | 8,403 |  |  |  | 8,883 |
Operating income before income taxes |  |  | 4,706 |  |  |  | 3,158 |  |  |  | 2,587 |  |  |  | (1,711 | )
Income tax expense |  |  | 1,803 |  |  |  | 1,188 |  |  |  | 981 |  |  |  | (641 | )
Net income |  | $ | 2,903 |  |  | $ | 1,970 |  |  | $ | 1,606 |  |  | $ | (1,070 | )
Earnings per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.37 |  |  | $ | 0.25 |  |  | $ | 0.21 |  |  | $ | (0.14 | )
Diluted |  | $ | 0.37 |  |  | $ | 0.25 |  |  | $ | 0.21 |  |  | $ | (0.14 | )
|  | Fiscal Year ended March 31, 2016 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 22,025 |  |  | $ | 22,687 |  |  | $ | 22,757 |  |  | $ | 23,238 |
Interest expense |  |  | 2,166 |  |  |  | 2,273 |  |  |  | 2,311 |  |  |  | 2,257 |
Provision for credit losses |  |  | 4,989 |  |  |  | 6,177 |  |  |  | 7,599 |  |  |  | 7,513 |
Non-interest expense |  |  | 8,915 |  |  |  | 8,940 |  |  |  | 8,422 |  |  |  | 9,040 |
Operating income before income taxes |  |  | 5,955 |  |  |  | 5,297 |  |  |  | 4,425 |  |  |  | 4,428 |
Income tax expense |  |  | 2,285 |  |  |  | 2,041 |  |  |  | 1,698 |  |  |  | 1,702 |
Net income |  | $ | 3,670 |  |  | $ | 3,256 |  |  | $ | 2,727 |  |  | $ | 2,726 |
Earnings per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.48 |  |  | $ | 0.43 |  |  | $ | 0.36 |  |  | $ | 0.35 |
Diluted |  | $ | 0.47 |  |  | $ | 0.42 |  |  | $ | 0.35 |  |  | $ | 0.35 |

X
- References No definition available. + Details
Name: | us-gaap_QuarterlyFinancialDataAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The entire disclosure for quarterly financial data. Includes, but is not limited to, tabular presentation of financial information for fiscal quarters, effect of year-end adjustments, and an explanation of matters or transactions that affect comparability of the information. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=68076893&loc=d3e1570-108306 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 45 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=68064558&loc=d3e765-108305 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 45 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=68064558&loc=d3e725-108305 + Details
Name: | us-gaap_QuarterlyFinancialInformationTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration