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Finance Receivables (Tables)

12 Months Ended

Mar. 31, 2017

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of an assessment of the credit quality by creditworthiness


		(In thousands)
		2017								2016
		Contracts				Direct Loans				Contracts				Direct Loans
Performing accounts		$	473,446			$	10,406			$	473,429			$	10,899
Non-performing accounts			24,585				222				9,435				79

Total		$	498,031			$	10,628			$	482,864			$	10,978
Chapter 13 bankruptcy accounts, net of unearned interest			4,019				42				4,254				34

Finance receivables, gross contract		$	502,050			$	10,670			$	487,118			$	11,012

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of finance receivables


		(In thousands)
		2017				2016				2015
Indirect finance receivables, gross contract		$	502,050			$	487,118			$	447,043
Unearned interest			(158,541	)			(152,911	)			(136,896	)

Indirect finance receivables, net of unearned interest			343,509				334,207				310,147
Unearned dealer discounts			(17,004	)			(18,023	)			(17,780	)

Indirect finance receivables, net of unearned interest and unearned dealer discounts			326,505				316,184				292,367
Allowance for credit losses			(16,885	)			(12,265	)			(11,325	)

Indirect finance receivables, net		$	309,620			$	303,919			$	281,042

Schedule of reconciliation of the changes in the allowance for credit losses


		(In thousands)
		2017				2016				2015
Balance at beginning of year		$	12,265			$	11,325			$	12,889
Provision for credit losses			36,843				25,926				20,008
Losses absorbed			(34,419	)			(27,963	)			(25,042	)
Recoveries			2,196				2,977				3,470

Balance at end of year		$	16,885			$	12,265			$	11,325

Schedule of information regarding delinquency rates


		(In thousands)
Contracts		Gross Balance Outstanding				31 – 60 days				61 – 90 days				Over 90 days				Total
March 31, 2017		$	498,031			$	25,450			$	12,388			$	12,197			$	50,035
							5.11	%			2.49	%			2.45	%			10.05	%
March 31, 2016		$	482,864			$	17,466			$	6,069			$	3,366			$	26,901
							3.61	%			1.26	%			0.70	%			5.57	%
March 31, 2015		$	443,083			$	13,694			$	3,435			$	1,330			$	18,459
							3.09	%			0.78	%			0.30	%			4.17	%

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of finance receivables


		(In thousands)
		2017				2016				2015
Direct finance receivables, gross contract		$	10,670			$	11,012			$	10,932
Unearned interest			(2,312	)			(2,346	)			(2,367	)

Direct finance receivables, net of unearned interest			8,358				8,666				8,565
Allowance for credit losses			(773	)			(748	)			(703	)

Direct finance receivables, net		$	7,585			$	7,918			$	7,862

Schedule of reconciliation of the changes in the allowance for credit losses


		(In thousands)
		2017				2016				2015
Balance at beginning of year		$	748			$	703			$	590
Provision for credit losses			334				352				362
Losses absorbed			(338	)			(328	)			(277	)
Recoveries			29				21				28

Balance at end of year		$	773			$	748			$	703

Schedule of information regarding delinquency rates


Direct Loans		Gross Balance Outstanding				31 – 60 days				61 – 90 days				Over 90 days				Total
March 31, 2017		$	10,628			$	191			$	67			$	155			$	413
							1.80	%			0.63	%			1.46	%			3.89	%
March 31, 2016		$	10,978			$	161			$	41			$	38			$	240
							1.47	%			0.37	%			0.35	%			2.19	%
March 31, 2015		$	10,912			$	122			$	42			$	15			$	179
							1.12	%			0.38	%			0.14	%			1.64	%