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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Cash flows from operating activities    
Net income $ 813 $ 2,903
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 121 131
Gain on sale of property and equipment (8) (10)
Provision for credit losses 9,752 7,026
Amortization of dealer discounts (3,043) (3,574)
Amortization of commission for products (433) (456)
Deferred income taxes (620) (109)
Share-based compensation 124 118
Excess tax (deficiency) benefit from share-based compensation (16) 1
Change in fair value of interest rate swap agreements 9 18
Changes in operating assets and liabilities:    
Prepaid expenses and other assets (102) 2
Accounts payable and accrued expenses (953) 712
Income taxes payable and receivable 1,125 1,902
Deferred revenues (262) (7)
Net cash provided by operating activities 6,507 8,657
Cash flows from investing activities    
Purchase and origination of finance receivables (25,056) (37,678)
Principal payments received 32,454 33,864
Decrease (increase) in assets held for resale 51 (335)
Purchase of property and equipment (117) (418)
Proceeds from sale of property and equipment 9 18
Net cash provided by (used in) investing activities 7,341 (4,549)
Cash flows from financing activities    
Decrease on line of credit (9,000) (2,000)
Change in drafts payable 14 561
Proceeds from exercise of stock options   2
Net cash provided by financing activities (8,986) (1,437)
Net increase in cash 4,862 2,671
Cash, beginning of period 2,855 1,849
Cash, end of period $ 7,717 4,520
Supplemental Disclosure of noncash investing and financing activities:    
Tax deficiency from share awards   $ (9)