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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Sep. 30, 2017
Sep. 30, 2016
Income Statement [Abstract]        
Interest and fee income on finance receivables $ 21,338 $ 22,647 $ 43,536 $ 45,562
Expenses:        
Marketing 353 345 744 731
Salaries and employee benefits 4,847 5,729 10,009 11,322
Administrative 2,858 3,009 5,853 5,820
Provision for credit losses 10,146 8,144 19,898 15,170
Depreciation 119 140 240 271
Interest expense 2,443 2,243 4,898 4,487
Change in fair value of interest rate swap agreements 8 (121) 17 (103)
Total expenses 20,774 19,489 41,659 37,698
Operating income before income taxes 564 3,158 1,877 7,864
Income tax expense 220 1,188 720 2,991
Net income $ 344 $ 1,970 $ 1,157 $ 4,873
Earnings per share:        
Basic (in dollars per share) $ 0.04 $ 0.25 $ 0.15 $ 0.63
Diluted (in dollars per share) $ 0.04 $ 0.25 $ 0.15 $ 0.62