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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Cash flows from operating activities    
Net income $ 1,157 $ 4,873
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 240 271
Gain on sale of property and equipment (15) (21)
Provision for credit losses 19,898 15,170
Amortization of dealer discounts (5,942) (6,818)
Amortization of commission for products (841) (894)
Deferred income taxes (1,045) (160)
Share-based compensation 130 310
Change in fair value of interest rate swap agreements 17 (103)
Changes in operating assets and liabilities:    
Prepaid expenses and other assets (37) 173
Accounts payable and accrued expenses (555) (391)
Income taxes receivable 91 (104)
Deferred revenues (485) (41)
Net cash provided by operating activities 12,613 12,265
Cash flows from investing activities    
Purchase and origination of finance receivables (49,119) (76,148)
Principal payments received 62,553 67,800
Increase in assets held for resale (159) (217)
Purchase of property and equipment (139) (619)
Proceeds from sale of property and equipment 16 36
Net cash provided by (used in) investing activities 13,152 (9,148)
Cash flows from financing activities    
Decrease on line of credit (25,000) (2,000)
Change in drafts payable (286) 830
Proceeds from exercise of stock options 338 3
Net cash used in financing activities (24,948) (1,167)
Net increase in cash 817 1,950
Cash, beginning of period 2,855 1,849
Cash, end of period $ 3,672 3,799
Supplemental Disclosure of noncash investing and financing activities:    
Tax deficiency from share awards   $ (9)