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Quarterly Results of Operations (Unaudited) (Tables) | 12 Months Ended
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Mar. 31, 2018
Quarterly Financial Data [Abstract] |
Schedule of quarterly results of operations |
|  | Fiscal Year ended March 31, 2018 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 22,198 |  |  | $ | 21,338 |  |  | $ | 20,526 |  |  | $ | 19,855 |
Interest expense |  |  | 2,455 |  |  |  | 2,443 |  |  |  | 2,585 |  |  |  | 2,654 |
Provision for credit losses |  |  | 9,752 |  |  |  | 10,146 |  |  |  | 8,989 |  |  |  | 8,563 |
Non-interest expense |  |  | 8,679 |  |  |  | 8,185 |  |  |  | 8,138 |  |  |  | 8,165 |
Operating income before income taxes |  |  | 1,312 |  |  |  | 564 |  |  |  | 814 |  |  |  | 473 |
Income tax expense (benefit) |  |  | 500 |  |  |  | 220 |  |  |  | 3,712 |  |  |  | (171 | )
Net income (loss) |  | $ | 812 |  |  | $ | 344 |  |  | $ | (2,898 | ) |  | $ | 644 |
Earnings (loss) per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.10 |  |  | $ | 0.04 |  |  | $ | (0.37 | ) |  | $ | 0.08 |
Diluted |  | $ | 0.10 |  |  | $ | 0.04 |  |  | $ | (0.37 | ) |  | $ | 0.08 |
|  | Fiscal Year ended March 31, 2017 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 22,915 |  |  | $ | 22,647 |  |  | $ | 22,044 |  |  | $ | 22,860 |
Interest expense |  |  | 2,244 |  |  |  | 2,243 |  |  |  | 2,258 |  |  |  | 2,477 |
Provision for credit losses |  |  | 7,026 |  |  |  | 8,144 |  |  |  | 8,796 |  |  |  | 13,211 |
Non-interest expense (benefit) |  |  | 8,939 |  |  |  | 9,102 |  |  |  | 8,403 |  |  |  | 8,883 |
Operating income before income taxes |  |  | 4,706 |  |  |  | 3,158 |  |  |  | 2,587 |  |  |  | (1,711 | )
Income tax expense (benefit) |  |  | 1,803 |  |  |  | 1,188 |  |  |  | 981 |  |  |  | (641 | )
Net income (loss) |  | $ | 2,903 |  |  | $ | 1,970 |  |  | $ | 1,606 |  |  | $ | (1,070 | )
Earnings (loss) per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.37 |  |  | $ | 0.25 |  |  | $ | 0.21 |  |  | $ | (0.14 | )
Diluted |  | $ | 0.37 |  |  | $ | 0.25 |  |  | $ | 0.21 |  |  | $ | (0.14 | )

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- Definition Tabular disclosure of quarterly financial data. Includes, but is not limited to, financial information for fiscal quarters, cumulative effect of a change in accounting principle and earnings per share data. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a)-(j) -URI http://asc.fasb.org/extlink&oid=84173487&loc=d3e1280-108306 + Details
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