Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2018	Mar. 31, 2017
Assets
Cash	$ 2,626	$ 2,855
Finance receivables, net	269,876	317,205
Assets held for resale	2,117	2,453
Prepaid expenses and other assets	906	674
Income taxes receivable	1,505	719
Property and equipment, net	843	1,184
Interest rate swap agreements		17
Deferred income taxes	6,289	8,505
Total assets	284,162	333,612
Liabilities and shareholders' equity
Line of credit	165,750	213,000
Drafts payable	1,672	1,851
Accounts payable and accrued expenses	5,000	5,932
Deferred revenues	3,303	3,969
Total liabilities	175,725	224,752
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par: 5,000 shares authorized; none issued
Common stock, no par: 50,000 shares authorized; 12,609 and 12,524 shares issued respectively; 7,895 and 7,810 shares outstanding, respectively	34,564	33,889
Treasury stock: 4,714 common shares, at cost	(70,459)	(70,459)
Retained earnings	144,332	145,430
Total shareholders' equity	108,437	108,860
Total liabilities and shareholders' equity	$ 284,162	$ 333,612

Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.

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- Definition

Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.