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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Cash flows from operating activities    
Net income $ 1,420 $ 813
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 103 121
Gain on sale of property and equipment   (8)
Provision for credit losses 5,426 9,752
Amortization of dealer discounts (2,247) (3,043)
Amortization of commission for products (538) (433)
Deferred income taxes 323 (620)
Share-based compensation 60 124
Excess tax (deficiency) benefit from share-based compensation   (16)
Change in fair value of interest rate swap agreements   9
Changes in operating assets and liabilities:    
Accrued interest receivable 33 211
Prepaid expenses and other assets (69) (102)
Accounts payable and accrued expenses 505 (953)
Income taxes payable and receivable 249 1,125
Deferred revenues (50) (262)
Net cash provided by operating activities 5,215 6,718
Cash flows from investing activities    
Purchase and origination of finance receivables (22,173) (25,056)
Principal payments received 32,785 32,243
Decrease (increase) in assets held for resale (70) 51
Purchase of property and equipment (15) (117)
Proceeds from sale of property and equipment   9
Net cash provided by investing activities 10,527 7,130
Cash flows from financing activities    
Decrease on line of credit (14,750) (9,000)
Change in drafts payable 1,492 14
Proceeds from exercise of stock options 71  
Payment of loan origination fees (200)  
Net cash provided by financing activities (13,387) (8,986)
Net increase in cash 2,355 4,862
Cash, beginning of period 2,626 2,855
Cash, end of period $ 4,981 $ 7,717