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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Income Statement [Abstract]        
Interest and fee income on finance receivables $ 19,404 $ 21,338 $ 38,163 $ 43,536
Expenses:        
Marketing 737 353 1,104 744
Salaries and employee benefits 4,341 4,847 9,607 10,009
Administrative 2,792 2,858 5,857 5,853
Provision for credit losses 8,374 10,146 13,801 19,898
Depreciation 96 119 199 240
Interest expense 2,386 2,443 4,926 4,898
Change in fair value of interest rate swap agreements   8   17
Total operating expenses 18,726 20,774 35,494 41,659
Operating income before income taxes 678 564 2,669 1,877
Income tax expense 96 220 669 720
Net income $ 582 $ 344 $ 2,000 $ 1,157
Earnings per share:        
Basic (in dollars per share) $ 0.07 $ 0.04 $ 0.25 $ 0.15
Diluted (in dollars per share) $ 0.07 $ 0.04 $ 0.25 $ 0.15