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Finance Receivables (Tables) | 12 Months Ended
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Mar. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items] |
Schedule of finance receivables consisting of automobile finance installment Contracts and Direct Loans |
|  | (In thousands) |
|  | 2019 |  |  | 2018 |
Finance receivables |  | $ | 228,994 |  |  | $ | 301,065 |
Accrued interest receivable |  |  | 2,889 |  |  |  | 2,732 |
Unearned dealer discounts |  |  | (10,083 | ) |  |  | (13,655 | )
Unearned insurance and fee commissions |  |  | (2,826 | ) |  |  | (3,303 | )
Finance receivables, net of unearned |  |  | 218,974 |  |  |  | 286,839 |
Allowance for credit losses |  |  | (16,932 | ) |  |  | (20,266 | )
Finance receivables, net |  | $ | 202,042 |  |  | $ | 266,573 |
Schedule of activity in allowance for credit losses |
|  | For the year ended March 31, 2019 |
|  | (In thousands) |
|  | Indirect |  |  | Direct |  |  | Total |
Balance at beginning of year |  | $ | 19,433 |  |  | $ | 833 |  |  | $ | 20,266 |
Provision for credit losses |  |  | 32,715 |  |  |  | 121 |  |  |  | 32,836 |
Charge-offs |  |  | (37,514 | ) |  |  | (638 | ) |  |  | (38,152 | )
Recoveries |  |  | 1,941 |  |  |  | 41 |  |  |  | 1,982 |
Balance at end of year |  | $ | 16,575 |  |  | $ | 357 |  |  | $ | 16,932 |
|  | For the year ended March 31, 2018 |
|  | (In thousands) |
|  | Indirect |  |  | Direct |  |  | Total |
Balance at beginning of year |  | $ | 16,885 |  |  | $ | 773 |  |  | $ | 17,658 |
Provision for credit losses |  |  | 36,890 |  |  |  | 560 |  |  |  | 37,450 |
Charge-offs |  |  | (36,183 | ) |  |  | (536 | ) |  |  | (36,719 | )
Recoveries |  |  | 1,841 |  |  |  | 36 |  |  |  | 1,877 |
Balance at end of year |  | $ | 19,433 |  |  | $ | 833 |  |  | $ | 20,266 |
Schedule of an assessment of the credit quality by creditworthiness |
|  | (In thousands) |
|  | 2019 |  |  | 2018 |
|  | Contracts |  |  | Direct Loans |  |  | Total |  |  | Contracts |  |  | Direct Loans |  |  | Total |
Performing accounts |  | $ | 213,542 |  |  | $ | 7,889 |  |  | $ | 221,431 |  |  | $ | 279,688 |  |  | $ | 7,528 |  |  | $ | 287,216 |
Non-performing accounts |  |  | 7,453 |  |  |  | 110 |  |  |  | 7,563 |  |  |  | 9,503 |  |  |  | 217 |  |  |  | 9,720 |
Total |  |  | 220,995 |  |  |  | 7,999 |  |  |  | 228,994 |  |  |  | 289,191 |  |  |  | 7,745 |  |  |  | 296,936 |
Chapter 13 bankruptcy |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 4,073 |  |  |  | 56 |  |  |  | 4,129 |
Finance receivables |  | $ | 220,995 |  |  | $ | 7,999 |  |  | $ | 228,994 |  |  | $ | 293,264 |  |  | $ | 7,801 |  |  | $ | 301,065 |
Direct Loan Portfolio |
Accounts, Notes, Loans and Financing Receivable [Line Items] |
Schedule of information regarding delinquency rates |
Direct Loans |  | Balance Outstanding |  |  | 30 – 59 days |  |  | 60 –89 days |  |  | 90-119 days |  |  | 120+ days |  |  | Total |
March 31, 2019 |  | $ | 7,999 |  |  | $ | 197 |  |  | $ | 79 |  |  | $ | 31 |  |  |  | — |  |  | $ | 307 |
|  |  |  |  |  |  | 2.46 | % |  |  | 0.99 | % |  |  | 0.39 | % |  |  | 0.00 | % |  |  | 3.84 | %
March 31, 2018 |  | $ | 7,745 |  |  | $ | 189 |  |  | $ | 77 |  |  | $ | 62 |  |  | $ | 78 |  |  | $ | 406 |
|  |  |  |  |  |  | 2.44 | % |  |  | 0.99 | % |  |  | 0.80 | % |  |  | 1.01 | % |  |  | 5.24 | %
Contract Portfolio |
Accounts, Notes, Loans and Financing Receivable [Line Items] |
Schedule of information regarding delinquency rates |
|  | (In thousands) |
Contracts |  | Balance Outstanding |  |  | 30 – 59 days |  |  | 60 –89 days |  |  | 90-119 days |  |  | 120+ days |  |  | Total |
March 31, 2019 |  | $ | 220,995 |  |  | $ | 14,897 |  |  | $ | 5,155 |  |  | $ | 2,288 |  |  | $ | 10 |  |  | $ | 22,350 |
|  |  |  |  |  |  | 6.74 | % |  |  | 2.33 | % |  |  | 1.04 | % |  |  | 0.00 | % |  |  | 10.11 | %
March 31, 2018 |  | $ | 289,191 |  |  | $ | 15,828 |  |  | $ | 5,711 |  |  | $ | 2,124 |  |  | $ | 1,668 |  |  | $ | 25,331 |
|  |  |  |  |  |  | 5.47 | % |  |  | 1.97 | % |  |  | 0.73 | % |  |  | 0.58 | % |  |  | 8.76 | %

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 + Details
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