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Quarterly Results of Operations (Unaudited) (Tables) | 12 Months Ended
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Mar. 31, 2019
Quarterly Financial Data [Abstract] |
Schedule of quarterly results of operations |
|  | Fiscal Year ended March 31, 2019 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 18,759 |  |  | $ | 19,404 |  |  | $ | 16,740 |  |  | $ | 16,397 |
Interest expense |  |  | 2,540 |  |  |  | 2,386 |  |  |  | 2,303 |  |  |  | 2,275 |
Provision for credit losses |  |  | 5,426 |  |  |  | 8,374 |  |  |  | 7,871 |  |  |  | 11,165 |
Non-interest expense |  |  | 8,801 |  |  |  | 7,966 |  |  |  | 7,847 |  |  |  | 8,934 |
Operating income (loss) before income taxes |  |  | 1,992 |  |  |  | 678 |  |  |  | (1,281 | ) |  |  | (5,977 | )
Income tax expense (benefit) |  |  | 572 |  |  |  | 96 |  |  |  | (376 | ) |  |  | (1,232 | )
Net income (loss) |  | $ | 1,420 |  |  | $ | 582 |  |  | $ | (905 | ) |  | $ | (4,745 | )
Earnings (loss) per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.18 |  |  | $ | 0.07 |  |  | $ | (0.12 | ) |  | $ | (0.60 | )
Diluted |  | $ | 0.18 |  |  | $ | 0.07 |  |  | $ | (0.12 | ) |  | $ | (0.60 | )
|  | Fiscal Year ended March 31, 2018 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 22,198 |  |  | $ | 21,338 |  |  | $ | 20,526 |  |  | $ | 19,855 |
Interest expense |  |  | 2,455 |  |  |  | 2,443 |  |  |  | 2,585 |  |  |  | 2,654 |
Provision for credit losses |  |  | 9,752 |  |  |  | 10,146 |  |  |  | 8,989 |  |  |  | 8,563 |
Non-interest expense |  |  | 8,679 |  |  |  | 8,185 |  |  |  | 8,138 |  |  |  | 8,165 |
Operating income before income taxes |  |  | 1,312 |  |  |  | 564 |  |  |  | 814 |  |  |  | 473 |
Income tax expense (benefit) |  |  | 500 |  |  |  | 220 |  |  |  | 3,712 |  |  |  | (171 | )
Net income (loss) |  | $ | 812 |  |  | $ | 344 |  |  | $ | (2,898 | ) |  | $ | 644 |
Earnings (loss) per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.10 |  |  | $ | 0.04 |  |  | $ | (0.37 | ) |  | $ | 0.08 |
Diluted |  | $ | 0.10 |  |  | $ | 0.04 |  |  | $ | (0.37 | ) |  | $ | 0.08 |

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- Definition Tabular disclosure of quarterly financial data. Includes, but is not limited to, financial information for fiscal quarters, cumulative effect of a change in accounting principle and earnings per share data. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=109225645&loc=d3e1280-108306 + Details
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