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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Cash flows from operating activities:    
Net loss $ (3,648) $ (1,098)
Adjustments to reconcile net loss to net cash provided by operating activities:    
Depreciation 380 469
Gain on sale of property and equipment (62) (66)
Provision for credit losses 32,836 37,450
Amortization of dealer discounts (10,641) (11,488)
Amortization of commission for products (1,797) (1,656)
Deferred income taxes (835) 2,216
Share-based compensation 80 217
Change in fair value of interest rate swap agreements   17
Changes in operating assets and liabilities:    
Accrued interest receivable (157) 469
Prepaid expenses and other assets (110) 4
Accounts payable and accrued expenses (1,686) (932)
Decrease in assets held for resale 193 336
Income taxes receivable/payable (149) (786)
Net cash provided by operating activities 14,404 25,152
Cash flows from investing activities:    
Purchase and origination of finance contracts (85,240) (117,217)
Principal payments received including recoveries 129,530 139,105
Purchase of property and equipment (228) (130)
Proceeds from sale of property and equipment 97 68
Net cash provided by investing activities 44,159 21,826
Cash flows from financing activities:    
Net repayments on line of credit (165,750) (47,250)
Net proceeds from new credit facility 145,000  
Decrease in drafts payable (360) (179)
Payment of debt origination costs (2,453) (236)
Proceeds from exercise of share awards 16 458
Net cash used in financing activities (23,547) (47,207)
Net increase (decrease) in cash 35,016 (229)
Cash and restricted cash, beginning of year 2,626 2,855
Cash and restricted cash, end of year 37,642 2,626
Cash 35,595 2,626
Restricted cash 2,047  
Cash and restricted cash, end of year $ 37,642 $ 2,626