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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Cash flows from operating activities    
Net income (loss) $ 1,097 $ (1,741)
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 290 356
Gain on sale of property and equipment (38) (22)
Provision for credit losses 21,670 28,887
Amortization of dealer discounts (8,140) (8,670)
Amortization of commission for products (1,508) (1,226)
Deferred income taxes 851 2,049
Share-based compensation 41 240
Change in fair value of interest rate swap agreements   17
Changes in operating assets and liabilities:    
Accrued interest receivable 221 149
Prepaid expenses and other assets 319 156
Accounts payable and accrued expenses (1,390) (938)
Income taxes receivable (610) 99
Net cash provided by operating activities 12,803 19,356
Cash flows from investing activities    
Purchase and origination of finance receivables (56,266) (86,517)
Principal payments received 91,386 102,568
Decrease (increase) in assets held for resale 215 (522)
Purchase of property and equipment (113) (143)
Proceeds from sale of property and equipment 62 23
Net cash provided by investing activities 35,284 15,409
Cash flows from financing activities    
Repayments on line of credit (45,750) (35,000)
Change in drafts payable (327) 335
Payment of loan origination fees (400) (211)
Proceeds from exercise of stock options 16 338
Net cash used in financing activities (46,461) (34,538)
Net increase in cash 1,626 227
Cash, beginning of period 2,626 2,855
Cash, end of period $ 4,252 $ 3,082