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Quarterly Results of Operations (Unaudited) (Tables) | 12 Months Ended
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Mar. 31, 2020
Quarterly Financial Data [Abstract] |
Schedule of quarterly results of operations |
|  | Fiscal Year ended March 31, 2020 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 16,641 |  |  | $ | 15,585 |  |  | $ | 14,973 |  |  | $ | 14,896 |
Interest expense |  |  | 2,488 |  |  |  | 2,298 |  |  |  | 1,886 |  |  |  | 1,843 |
Provision for credit losses |  |  | 4,385 |  |  |  | 4,000 |  |  |  | 4,597 |  |  |  | 3,919 |
Non-interest expense |  |  | 8,971 |  |  |  | 8,927 |  |  |  | 7,950 |  |  |  | 8,584 |
Operating income before income taxes |  |  | 797 |  |  |  | 360 |  |  |  | 540 |  |  |  | 550 |
Income tax expense (benefit) |  |  | 206 |  |  |  | 92 |  |  |  | 229 |  |  |  | (1,746 | )
Net income |  | $ | 591 |  |  | $ | 268 |  |  | $ | 311 |  |  | $ | 2,296 |
Earnings per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.07 |  |  | $ | 0.03 |  |  | $ | 0.04 |  |  | $ | 0.31 |
Diluted |  | $ | 0.07 |  |  | $ | 0.03 |  |  | $ | 0.04 |  |  | $ | 0.31 |
|  | Fiscal Year ended March 31, 2019 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 18,759 |  |  | $ | 19,404 |  |  | $ | 16,740 |  |  | $ | 16,397 |
Interest expense |  |  | 2,540 |  |  |  | 2,386 |  |  |  | 2,303 |  |  |  | 2,275 |
Provision for credit losses |  |  | 5,426 |  |  |  | 8,374 |  |  |  | 7,871 |  |  |  | 11,165 |
Non-interest expense |  |  | 8,801 |  |  |  | 7,966 |  |  |  | 7,847 |  |  |  | 8,934 |
Operating income before income taxes |  |  | 1,992 |  |  |  | 678 |  |  |  | (1,281 | ) |  |  | (5,977 | )
Income tax expense (benefit) |  |  | 572 |  |  |  | 96 |  |  |  | (376 | ) |  |  | (1,232 | )
Net income (loss) |  | $ | 1,420 |  |  | $ | 582 |  |  | $ | (905 | ) |  | $ | (4,745 | )
Earnings (loss) per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.18 |  |  | $ | 0.07 |  |  | $ | (0.12 | ) |  | $ | (0.60 | )
Diluted |  | $ | 0.18 |  |  | $ | 0.07 |  |  | $ | (0.12 | ) |  | $ | (0.60 | )

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- Definition Tabular disclosure of quarterly financial data. Includes, but is not limited to, financial information for fiscal quarters, cumulative effect of a change in accounting principle and earnings per share data. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=118952077&loc=d3e1280-108306 + Details
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