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Consolidated Statements of Income (Loss) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Mar. 31, 2020 | Mar. 31, 2019
Income Statement [Abstract] |  |
Interest and fee income on finance receivables | $ 62,095 | $ 71,300
Expenses: |  |
Marketing | 1,548 | 2,446
Salaries and employee benefits | 18,804 | 18,998
Administrative | 13,393 | 11,724
Provision for credit losses | 16,901 | 32,836
Amortization of intangibles | 55 |
Depreciation | 337 | 380
Goodwill impairment charge | 295 |
Interest expense | 8,515 | 9,504
Total expenses | 59,848 | 75,888
Operating income (loss) before income taxes | 2,247 | (4,588)
Income tax benefit | (1,219) | (940)
Net income (loss) | $ 3,466 | $ (3,648)
Earnings (loss) per share: |  |
Basic (in dollars per share) | $ 0.45 | $ (0.46)
Diluted (in dollars per share) | $ 0.45 | $ (0.46)

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