XML 94 R4.htm IDEA: XBRL DOCUMENT v3.20.1
Consolidated Statements of Income (Loss) - USD ($)
$ in Thousands
12 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Income Statement [Abstract]    
Interest and fee income on finance receivables $ 62,095 $ 71,300
Expenses:    
Marketing 1,548 2,446
Salaries and employee benefits 18,804 18,998
Administrative 13,393 11,724
Provision for credit losses 16,901 32,836
Amortization of intangibles 55  
Depreciation 337 380
Goodwill impairment charge 295  
Interest expense 8,515 9,504
Total expenses 59,848 75,888
Operating income (loss) before income taxes 2,247 (4,588)
Income tax benefit (1,219) (940)
Net income (loss) $ 3,466 $ (3,648)
Earnings (loss) per share:    
Basic (in dollars per share) $ 0.45 $ (0.46)
Diluted (in dollars per share) $ 0.45 $ (0.46)