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Consolidated Statements of Income (Loss) (Unaudited) - USD ($) | 3 Months Ended | 9 Months Ended
--- | --- | ---
Dec. 31, 2019 | Dec. 31, 2018 | Dec. 31, 2019 | Dec. 31, 2018
Income Statement [Abstract] |  |  |  |
Interest and fee income on finance receivables | $ 14,973,000 | $ 16,740,000 | $ 47,199,000 | $ 54,903,000
Expenses: |  |  |  |
Marketing | 402,000 | 652,000 | 1,240,000 | 1,756,000
Salaries and employee benefits | 4,629,000 | 4,575,000 | 14,168,000 | 14,182,000
Administrative | 2,825,000 | 2,530,000 | 10,148,000 | 8,387,000
Provision for credit losses | 4,597,000 | 7,870,000 | 12,982,000 | 21,670,000
Amortization of intangibles | 14,000 |  | 42,000 |
Depreciation | 80,000 | 91,000 | 250,000 | 290,000
Interest expense | 1,886,000 | 2,303,000 | 6,672,000 | 7,228,000
Total expenses | 14,433,000 | 18,021,000 | 45,502,000 | 53,513,000
Income (loss) before income taxes | 540,000 | (1,281,000) | 1,697,000 | 1,390,000
Income tax expense (benefit) | 229,000 | (376,000) | 527,000 | 293,000
Net income (loss) | $ 311,000 | $ (905,000) | $ 1,170,000 | $ 1,097,000
Earnings (loss) per share: |  |  |  |
Basic (in dollars per share) | $ 0.04 | $ (0.12) | $ 0.15 | $ 0.14
Diluted (in dollars per share) | $ 0.04 | $ (0.12) | $ 0.15 | $ 0.14

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