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Quarterly Results of Operations (Unaudited) | 12 Months Ended
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Mar. 31, 2021
Quarterly Financial Data [Abstract] |
Quarterly Results of Operations (Unaudited) | 16. Quarterly Results of Operations (Unaudited)
|  | Fiscal Year ended March 31, 2021 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 14,151 |  |  | $ | 14,109 |  |  | $ | 14,474 |  |  | $ | 13,286 |
Interest expense |  |  | 1,649 |  |  |  | 1,569 |  |  |  | 1,442 |  |  |  | 1,320 |
Provision for credit losses |  |  | 3,300 |  |  |  | 3,050 |  |  |  | 650 |  |  |  | 250 |
Non-interest expense |  |  | 7,343 |  |  |  | 8,131 |  |  |  | 7,407 |  |  |  | 8,963 |
Operating income before income taxes |  |  | 1,859 |  |  |  | 1,359 |  |  |  | 4,975 |  |  |  | 2,753 |
Income tax expense |  |  | 429 |  |  |  | 92 |  |  |  | 1,190 |  |  |  | 884 |
Net income |  | $ | 1,430 |  |  | $ | 1,267 |  |  | $ | 3,785 |  |  | $ | 1,869 |
Earnings per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.18 |  |  | $ | 0.16 |  |  | $ | 0.49 |  |  | $ | 0.24 |
Diluted |  | $ | 0.18 |  |  | $ | 0.16 |  |  | $ | 0.49 |  |  | $ | 0.24 |
|  | Fiscal Year ended March 31, 2020 (In thousands, except earnings per share amounts) |
|  | First Quarter |  |  | Second Quarter |  |  | Third Quarter |  |  | Fourth Quarter |
Total revenue |  | $ | 16,641 |  |  | $ | 15,585 |  |  | $ | 14,973 |  |  | $ | 14,896 |
Interest expense |  |  | 2,488 |  |  |  | 2,298 |  |  |  | 1,886 |  |  |  | 1,843 |
Provision for credit losses |  |  | 4,385 |  |  |  | 4,000 |  |  |  | 4,597 |  |  |  | 3,919 |
Non-interest expense |  |  | 8,971 |  |  |  | 8,927 |  |  |  | 7,950 |  |  |  | 8,584 |
Operating income before income taxes |  |  | 797 |  |  |  | 360 |  |  |  | 540 |  |  |  | 550 |
Income tax expense (benefit) |  |  | 206 |  |  |  | 92 |  |  |  | 229 |  |  |  | (1,746 | )
Net income |  | $ | 591 |  |  | $ | 268 |  |  | $ | 311 |  |  | $ | 2,296 |
Earnings per share: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Basic |  | $ | 0.07 |  |  | $ | 0.03 |  |  | $ | 0.04 |  |  | $ | 0.31 |
Diluted |  | $ | 0.07 |  |  | $ | 0.03 |  |  | $ | 0.04 |  |  | $ | 0.31 |

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- Definition The entire disclosure for quarterly financial data. Includes, but is not limited to, tabular presentation of financial information for fiscal quarters, effect of year-end adjustments, and an explanation of matters or transactions that affect comparability of the information. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -URI http://asc.fasb.org/topic&trid=2126967 + Details
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