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Consolidated Statements of Income (Unaudited) - USD ($)
3 Months Ended 9 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2020
Dec. 31, 2019
Revenue:        
Interest and fee income on finance receivables $ 13,180,000 $ 14,973,000 $ 41,395,000 $ 47,199,000
Realized gain on equity investments 238,000   238,000  
Unrealized gain on equity investments 1,056,000   1,101,000  
Total revenue 14,474,000 14,973,000 42,734,000 47,199,000
Expenses:        
Marketing 341,000 402,000 918,000 1,240,000
Salaries and employee benefits 4,387,000 4,629,000 13,337,000 14,168,000
Administrative 2,628,000 2,839,000 8,454,000 10,190,000
Provision for credit losses 650,000 4,597,000 7,000,000 12,982,000
Depreciation 51,000 80,000 172,000 250,000
Interest expense 1,442,000 1,886,000 4,660,000 6,672,000
Total expenses 9,499,000 14,433,000 34,541,000 45,502,000
Income before income taxes 4,975,000 540,000 8,193,000 1,697,000
Income tax expense 1,190,000 229,000 1,711,000 527,000
Net income $ 3,785,000 $ 311,000 $ 6,482,000 $ 1,170,000
Earnings per share:        
Basic (in dollars per share) $ 0.49 $ 0.04 $ 0.84 $ 0.15
Diluted (in dollars per share) $ 0.49 $ 0.04 $ 0.85 $ 0.15