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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Cash flows from operating activities    
Net income $ 6,482 $ 1,170
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 172 250
Amortization of debt issuance costs 322 324
Amortization of operating lease right-of-use assets 1,198 1,485
Gain on sale of property and equipment (13) (9)
Purchase of equity investments (4,142)  
Proceeds from sale of equity investments 1,195  
Unrealized gains on equity securities (1,101)  
Realized gains on equity securities (238)  
Provision for credit losses 7,000 12,982
Amortization of dealer discounts (4,828) (6,138)
Amortization of insurance and fee commissions (1,770) (1,984)
Accretion of purchase price discount (468) (1,453)
Principal reduction on operating lease liabilities (1,077) (1,446)
Share-based compensation 147 148
Changes in operating assets and liabilities:    
Accrued interest receivable 536 (199)
Repossessed assets 535 517
Prepaid expenses and other assets 48 (1,602)
Accounts payable and accrued expenses (819) 350
Income taxes receivable 4,590 (15)
Deferred income taxes 775 527
Unearned insurance and fee commissions (278) 182
Net cash provided by operating activities 8,266 5,089
Cash flows from investing activities    
Purchase and origination of finance receivables (60,252) (66,572)
Principal payments received 87,455 94,994
Net assets acquired from branch acquisitions, primarily loans   (20,483)
Purchase of property and equipment (382) (81)
Proceeds from sale of property and equipment 24 7
Net cash provided by investing activities 26,845 7,865
Cash flows from financing activities    
Repayments on credit facility (33,030) (38,950)
Proceeds from the credit facility   13,400
Payment of loan origination fees   (729)
Proceeds from note payable 3,244  
Proceeds from exercise of stock options   5
Purchases of treasury stock (748) (216)
Net cash used in financing activities (30,534) (26,490)
Net increase (decrease) in cash and restricted cash 4,577 (13,536)
Cash and restricted cash at the beginning of period 24,684 37,642
Cash and restricted cash at the end of period 29,261 24,106
Supplemental Disclosures:    
Interest paid 4,491 5,936
Income taxes paid 986 15
Leased assets obtained in exchange for new operating lease liabilities $ 1,865 $ 1,024