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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Cash flows from operating activities    
Net income $ 1,729 $ 1,430
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 73 69
Amortization of debt issuance costs 107 107
Amortization of operating lease right-of-use assets 385 428
Gain on sale of property and equipment (2) (2)
Provision for credit losses 730 3,300
Amortization of dealer discounts (1,612) (1,489)
Amortization of insurance and fees commissions (598) (552)
Accretion of purchase price discount (52) (78)
Deferred income taxes 364 78
Principal reduction on operating lease liabilities (335) (386)
Share-based compensation 46 49
Changes in operating assets and liabilities:    
Repossessed assets (120) 267
Accrued interest receivable (174) 129
Prepaid expenses and other assets 25 (190)
Accounts payable and accrued expenses 254 (430)
Income taxes receivable 235 373
Unearned insurance and fee commissions (34) (59)
Net cash provided by operating activities 1,021 3,044
Cash flows from investing activities    
Purchase and origination of finance receivables (26,042) (19,223)
Principal payments received 29,973 28,425
Purchase of property and equipment (401) (18)
Proceeds from sale of property and equipment   20
Net cash provided by investing activities 3,530 9,204
Cash flows from financing activities    
Repayments on credit facility (13,390) (7,830)
Proceeds from PPP Loan   3,244
Repurchases of treasury stock (665) (28)
Net cash used in financing activities (14,055) (4,614)
Net (decrease) increase in cash and restricted cash (9,504) 7,634
Cash and restricted cash at the beginning of period 32,977 24,684
Cash and restricted cash at the end of period 23,473 32,318
Supplemental Disclosures:    
Interest paid, including debt originations cost, during the quarter 1,142 1,643
Leased assets obtained in exchange for new operating lease liabilities $ 412 $ 867