<SEC-DOCUMENT>0001398344-21-012999.txt : 20210611
<SEC-HEADER>0001398344-21-012999.hdr.sgml : 20210611
<ACCEPTANCE-DATETIME>20210610190144
ACCESSION NUMBER:		0001398344-21-012999
CONFORMED SUBMISSION TYPE:	SC 13D/A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20210611
DATE AS OF CHANGE:		20210610

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NICHOLAS FINANCIAL INC
		CENTRAL INDEX KEY:			0001000045
		STANDARD INDUSTRIAL CLASSIFICATION:	SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153]
		IRS NUMBER:				593019317
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		SC 13D/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-59007
		FILM NUMBER:		211009467

	BUSINESS ADDRESS:	
		STREET 1:		2454 MCMULLEN BOOTH RD
		STREET 2:		BLDG C SUITE 501B
		CITY:			CLEARWATER
		STATE:			FL
		ZIP:			33759
		BUSINESS PHONE:		7277260763

	MAIL ADDRESS:	
		STREET 1:		2454 MCMULLEN BOOTH RD
		STREET 2:		BLDG C SUITE 501B
		CITY:			CLEARWATER
		STATE:			FL
		ZIP:			33759

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MAGNOLIA CAPITAL FUND, LP
		CENTRAL INDEX KEY:			0001618333
		IRS NUMBER:				464969706
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13D/A

	BUSINESS ADDRESS:	
		STREET 1:		1601 DODGE STREET, SUITE 3300
		CITY:			OMAHA
		STATE:			NE
		ZIP:			68102
		BUSINESS PHONE:		402-509-8456

	MAIL ADDRESS:	
		STREET 1:		1601 DODGE STREET, SUITE 3300
		CITY:			OMAHA
		STATE:			NE
		ZIP:			68102
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13D/A
<SEQUENCE>1
<FILENAME>fp0065998_sc13da.htm
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<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt">UNITED
STATES</P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt">SECURITIES
AND EXCHANGE COMMISSION</P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt">Washington,
D.C. 20549</P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0">&#160;</P>

<P STYLE="font: bold 14pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt">SCHEDULE
13D</P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt">&#160;</P>

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt">Under
the Securities Exchange Act of 1934</P>

<P STYLE="font-weight: bold; text-align: center; text-indent: 0pt; margin: 0">(Amendment No. <U>8</U>)</P>

<P STYLE="text-align: center; text-indent: 0pt; margin: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">Nicholas Financial, Inc.</P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">(Name of Issuer)</P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">Common Stock, no par value per share</P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">(Title of Class
of Securities)</P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">65373J209</P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">(CUSIP Number)</P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">Adam K. Peterson</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">1601 Dodge Street, Suite 3300</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">Omaha, NE 68102</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">(402) 509-8456 </P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">(Name, Address and
Telephone Number of Person</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center; text-indent: 0pt">Authorized
to Receive Notices and Communications)</P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">June 4, 2021</P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">(Date of Event which
Requires Filing of this Statement)</P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: left; text-indent: 0pt">If the
filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D,
and is filing this schedule because of &#167;&#167;240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box [X].</P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: left; text-indent: 0pt"><B>Note</B>:
Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See &#167;240.13d-7
for other parties to whom copies are to be sent.</P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: left; text-indent: 0pt">The remainder
of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page.</P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: left; text-indent: 0pt">The information
required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other
provisions of the Act (however, see the Notes).</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: left; text-indent: 0pt">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">Continued on following pages</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">Page 1 of 10 Pages</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0"></P>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 5%; text-align: right; text-indent: 0pt">1.</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 5%; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 84%; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;NAMES OF REPORTING PERSONS</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;Magnolia Capital Fund, LP</P></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 1%; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 5%; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">2.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;&#160;(see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;(a)&#160;&#160;[&#160;&#160;&#160;]</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;(b)&#160;&#160;[&#160;&#160;&#160;]</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">3.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SEC USE ONLY</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">4.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SOURCE OF FUNDS (see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;WC</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">5.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)&#160;&#160;[&#160;&#160;&#160;]</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">6.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CITIZENSHIP OR PLACE OF ORGANIZATION</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;STATE OF DELAWARE, UNITED STATES OF AMERICA</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
</TABLE>


<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR>
    <TD ROWSPAN="4" STYLE="width: 12%; border-bottom: black 1pt solid; vertical-align: middle; text-align: center; text-indent: 0pt">NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH</TD>
    <TD STYLE="width: 4%; border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">7.</TD>
    <TD STYLE="width: 4%; border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="width: 80%; border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SOLE VOTING POWER (power for all SMAs)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;2,173,961</P></TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">8.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SHARED VOTING POWER</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;0</P></TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">9.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SOLE DISPOSITIVE POWER</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;2,173,961</P></TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">10.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SHARED DISPOSITIVE POWER</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;0</P></TD></TR>
</TABLE>


<TABLE CELLSPACING="0" CELLPADDING="4" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">11.</TD>
    <TD STYLE="width: 5%; border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="width: 84%; border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;2,173,961</P></TD>
    <TD STYLE="width: 1%; border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="width: 5%; border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">12.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;(see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">13.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;28.14%</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">14.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;TYPE OF REPORTING PERSON (see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;PN</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
</TABLE>
<P STYLE="text-align: left; margin-top: 0; margin-bottom: 0">&#160;</P>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->



<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 5%; text-align: right; text-indent: 0pt">1.</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 5%; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 84%; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;NAMES OF REPORTING PERSONS</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;The Magnolia Group, LLC</P></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 1%; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 5%; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">2.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;(see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;(a)&#160;&#160;[&#160;&#160;&#160;]</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;(b)&#160;&#160;[&#160;&#160;&#160;]</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">3.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SEC USE ONLY</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">4.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SOURCE OF FUNDS (see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;WC</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">5.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)&#160;&#160;[&#160;&#160;&#160;]</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">6.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CITIZENSHIP OR PLACE OF ORGANIZATION</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;STATE OF OKLAHOMA, UNITED STATES OF AMERICA</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
</TABLE>


<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR>
    <TD ROWSPAN="4" STYLE="width: 12%; border-bottom: black 1pt solid; vertical-align: middle; text-align: center; text-indent: 0pt">NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH</TD>
    <TD STYLE="width: 4%; border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">7.</TD>
    <TD STYLE="width: 4%; border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="width: 80%; border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SOLE VOTING POWER</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;2,173,961</P></TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">8.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SHARED VOTING POWER</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;0</P></TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">9.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SOLE DISPOSITIVE POWER</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;2,173,961</P></TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">10.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SHARED DISPOSITIVE POWER</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;0</P></TD></TR>
</TABLE>


<TABLE CELLSPACING="0" CELLPADDING="4" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">11.</TD>
    <TD STYLE="width: 5%; border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="width: 84%; border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;2,173,961</P></TD>
    <TD STYLE="width: 1%; border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="width: 5%; border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">12.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;(see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">13.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;28.14%</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">14.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;TYPE OF REPORTING PERSON (see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;IA</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
</TABLE>
<P STYLE="text-align: left; margin-top: 0; margin-bottom: 0">&#160;</P>

<!-- Field: Page; Sequence: 3 -->
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<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 5%; text-align: right; text-indent: 0pt">1.</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 5%; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 84%; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;NAMES OF REPORTING PERSONS</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;Adam K. Peterson</P></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 1%; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; width: 5%; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">2.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;(see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;(a)&#160;&#160;[&#160;&#160;&#160;]</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;(b)&#160;&#160;[&#160;&#160;&#160;]</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">3.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SEC USE ONLY</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">4.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SOURCE OF FUNDS (see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;WC</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">5.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)&#160;&#160;[&#160;&#160;&#160;]</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">6.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CITIZENSHIP OR PLACE OF ORGANIZATION</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;UNITED STATES OF AMERICA</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
</TABLE>


<TABLE CELLSPACING="0" CELLPADDING="4" BORDER="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR>
    <TD ROWSPAN="4" STYLE="width: 12%; border-bottom: black 1pt solid; vertical-align: middle; text-align: center; text-indent: 0pt">NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH</TD>
    <TD STYLE="width: 4%; border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">7.</TD>
    <TD STYLE="width: 4%; border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="width: 80%; border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SOLE VOTING POWER</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;2,183,339</P></TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">8.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SHARED VOTING POWER</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;0</P></TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">9.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SOLE DISPOSITIVE POWER</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;2,183,339</P></TD></TR>
<TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: right; text-indent: 0pt">10.</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;SHARED DISPOSITIVE POWER</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;0</P></TD></TR>
</TABLE>


<TABLE CELLSPACING="0" CELLPADDING="4" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">11.</TD>
    <TD STYLE="width: 5%; border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="width: 84%; border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;2,183,339</P></TD>
    <TD STYLE="width: 1%; border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="width: 5%; border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">12.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;(see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">13.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;28.26%</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; text-align: right; text-indent: 0pt">14.</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;TYPE OF REPORTING PERSON (see instructions)</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0">&#160;IN</P></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left; text-indent: 0pt">&nbsp;</TD></TR>
</TABLE>
<P STYLE="text-align: left; margin-top: 0; margin-bottom: 0">&#160;</P>

<!-- Field: Page; Sequence: 4 -->
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<P STYLE="font-weight: bold; text-align: left; margin-top: 0; margin-bottom: 0">Item 1. Security and Issuer.</P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0">&nbsp;</P>

<P STYLE="margin: 0">This statement on Schedule 13D relates to shares of common stock, no par value per share (the &#8220;Common
Stock&#8221;) of Nicholas Financial, Inc. (the &#8220;Issuer&#8221;).&#160;&#160;The address of the principal executive office
of the Issuer is 2454 McMullen Booth Road, Building C, Clearwater, Florida 33759.</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="color: #000000; font: bold 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0">Item 2. Identity and Background.</P>

<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&#160;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 11pt; width: 36pt">(a)-(c)</TD>
    <TD STYLE="text-align: justify">This Schedule 13D is being jointly filed by Magnolia Capital Fund, LP (&#8220;MCF&#8221;), The Magnolia Group, LLC (&#8220;TMG&#8221;), a registered investment adviser, and Adam K. Peterson (each a &#8220;Reporting Person&#8221; and, collectively, the &#8220;Reporting Persons&#8221;) with respect to shares of common stock, no par value per share of the Issuer (the &#8220;Common Stock&#8221;) owned directly by MCF.</TD></TR>
</TABLE>
<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0; margin-left: 36pt">TMG
is the general partner of MCF. Mr. Peterson is the managing member of TMG. TMG and Mr. Peterson may each exercise voting and dispositive
power over the Common Stock held by MCF and, as a result, may be deemed to be indirect beneficial owners of shares of Common Stock
held by MCF. TMG and Mr. Peterson disclaim beneficial ownership of the Common Stock.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0; margin-left: 36pt">&nbsp;</P>



<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-left: 36pt; margin-top: 0; margin-bottom: 0">The principal business address of
each of the Reporting Persons is 1601 Dodge Street, Suite 3300 Omaha, NE 68102.</P>

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 11pt; width: 36pt">(d)</TD>
    <TD STYLE="text-align: justify">During the past five years, none of the Reporting Persons have been convicted in any criminal proceeding (excluding traffic violations or similar misdemeanors).</TD></TR>
</TABLE>


<P STYLE=" text-align: justify; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 11pt; width: 36pt">(e)</TD>
    <TD STYLE="text-align: justify">During the past five years, none the of Reporting Persons have been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and, as a result of such proceeding, was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws.</TD></TR>
</TABLE>


<P STYLE=" text-align: justify; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 11pt; width: 36pt">(f)</TD>
    <TD STYLE="text-align: justify">MCF is a Delaware limited partnership. TMG is an Oklahoma limited liability company and registered investment adviser.&#160; Mr. Peterson is a U.S. citizen.</TD></TR>
</TABLE>
<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font-weight: bold; margin-top: 0; margin-bottom: 0">Item 3.&#160; Source or&#160;Amount of Funds or Other Consideration.</P>

<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&#160;</P>

<P STYLE=" text-align: justify; margin-top: 0; margin-bottom: 0">Consideration for the Common Stock described in this Schedule 13D came from the
working capital of the MCF. The Common Stock was purchased by TMG for the benefit of MCF at an aggregated price of $22,403,201.53.</P>

<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0">Adam K. Peterson (&ldquo;Mr. Peterson&rdquo;) directly holds 9,378 shares of Common Stock and he holds interest in MCF and
TMG. The shares held directly by Mr. Peterson were received as compensation for Mr. Peterson's position on the board of directors
of the Company.</P>

<P STYLE="margin: 0">&#160;</P>

<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">CUSIP No. 65373J209</TD><TD STYLE="width: 34%; text-align: center">13D</TD><TD STYLE="width: 33%; text-align: right">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --> of 10 Pages</TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
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    <!-- Field: /Page -->



<P STYLE="color: #000000; font: bold 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0">Item 4.&#160; Purpose of Transaction.</P>

<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&#160;</P>

<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">The Reporting Persons appointed a
representative to join the board of directors of the Company. Adam Peterson joined the board of directors on July 28, 2017.</P>

<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&#160;</P>

<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">The Reporting Persons purchased the
Common Stock based on the belief that such securities, when purchased, were undervalued and represented an attractive investment
opportunity. Although Reporting Person has no specific plan or proposal to acquire additional Common Stock or dispose of the Common
Stock, consistent with its investment purpose, Reporting Person at any time and from time to time may acquire additional Common
Stock or dispose of any or all of its Common Stock depending upon an ongoing evaluation of the investment in the Common Stock,
prevailing market conditions, other investment opportunities, liquidity requirements of the Reporting Person and/or other investment
considerations. The purpose of the acquisition of the Common Stock is for investment, and the acquisitions of the Common Stock
were made in the ordinary course of business and were not made for the purpose of acquiring control of the Issuer.</P>

<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">Also, consistent with
the investment purpose, the Reporting Persons may engage in communications with one or more shareholders of the Issuer, one or
more officers of the Issuer and/or one or more members of the board of directors of the Issuer and/or one or more representatives
of the Issuer regarding the Issuer.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">Except to the
extent the foregoing may be deemed a plan or proposal, Reporting Person has no plans or proposals which relate to, or could result
in, any of the matters referred to in paragraphs (a) through (j), inclusive, of the instructions to Item 4 of Schedule 13D. The
Reporting Person may, at any time and from time to time, review or reconsider its position and/or change its purpose and/or formulate
plans or proposals with respect thereto.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="color: #000000; font: bold 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">Item 5. Interest in Securities
of the Issuer.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&#160;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 11pt; width: 36pt">(a)</TD>
    <TD STYLE="text-align: justify">Based upon the Issuer's 10-Q filed on February 11, 2021, there were 7,726,000 shares
    outstanding.     Based on the foregoing, the shares beneficially owned, in total, represent approximately
    28.26%     of     the     shares     issued and     outstanding.&#160; Of the shares beneficially owned, Mr. Peterson may be
    deemed the     beneficial     owner of     2,183,339 shares of     Common Stock held for the account of the MCF. TMG may be
    deemed the     beneficial owner of     2,173,961     shares of Common Stock held     for the account of MCF. MCF may be
    deemed the     beneficial owner of 2,173,961     shares of Common     Stock that it holds.</TD></TR>
</TABLE>


<P STYLE=" text-align: justify; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 11pt; width: 36pt">(b)</TD>
    <TD STYLE="text-align: justify">The information set forth in Rows 7 through 10 of the cover page for each Reporting Person is hereby incorporated by reference into this Item 5(b) for each such Reporting Person.</TD></TR>
</TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0">&#160;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 11pt; width: 36pt">(c)</TD>
    <TD STYLE="text-align: justify">Transactions effected by TMG on behalf of MCF for the past 60 days are listed in Exhibit A. Each of the transactions were executed through TD Ameritrade. The Reporting Persons undertake to provide, upon request to the SEC staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares and prices at which each of the individual transactions were effected.</TD></TR>
</TABLE>
<P STYLE=" text-align: justify; margin-top: 0; margin-bottom: 0">&#160;</P>

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    <!-- Field: /Page -->

<P STYLE=" text-align: justify; margin-top: 0; margin-bottom: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 11pt; width: 36pt">(d)</TD>
    <TD STYLE="text-align: justify">Except as disclosed herein, no other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, the shares of Common Stock beneficially owned by each of the Reporting Persons.</TD></TR>
</TABLE>


<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 11pt; width: 36pt">(e)</TD>
    <TD STYLE="font-size: 11pt">This item is not applicable.</TD></TR>
</TABLE>
<P STYLE="font-weight: bold;  text-align: left; margin-top: 0; margin-bottom: 0">&#160;</P>

<P STYLE="font-weight: bold;  text-align: left; margin-top: 0; margin-bottom: 0">Item 6. Contracts, Arrangements, Understandings or Relationships
with Respect to Securities of the Issuer.</P>

<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">The powers of disposition and voting of the shares
are held pursuant to a limited partnership agreement entered into between MCF and TMG.&#160; As described above in Item 2, Mr.
Peterson is the managing member of TMG.</P>

<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&#160;</P>

<P STYLE="color: #000000; font: bold 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0">Item 7. Material to Be Filed as
Exhibits.</P>

<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0">The following documents are filed as Exhibits to this
statement.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0">&#160;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0">Exhibit A &#8211; Item 5. (c) Transactions</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0">Exhibit B &#8211; Joint Filing Agreement</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0"></P>

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<P STYLE="font-weight: bold; text-align: center; margin-top: 0; margin-bottom: 0">SIGNATURE</P>

<P STYLE="text-align: justify; text-indent: 0pt; margin: 0">&#160;</P>

<P STYLE="color: #000000; font: 11pt Times New Roman, Times, Serif; text-align: justify; text-indent: 36pt; margin-top: 0; margin-bottom: 0">After reasonable
inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete
and correct.</P>

<P STYLE="margin: 0">&#160;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="3"><P STYLE="margin-top: 0; margin-bottom: 0"><B>Magnolia Capital Fund, LP</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 5%; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 35%; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">By:</TD>
    <TD>
        <P STYLE="margin-top: 0; margin-bottom: 0">The Magnolia Group, LLC, General Partner</P></TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">By:</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">/s/ Adam K. Peterson</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Name:</TD>
    <TD>
        <P STYLE="margin-top: 0; margin-bottom: 0">Adam K. Peterson</P></TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Title:</TD>
    <TD STYLE="text-align: left">Manager</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>Date:</TD>
    <TD>6/11/2021</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="3"><P STYLE="margin-top: 0; margin-bottom: 0"><B>The Magnolia Group, LLC</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>By:</TD>
    <TD>
        <P STYLE="margin-top: 0; margin-bottom: 0">The Magnolia Group, LLC</P></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">By:</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">/s/ Adam K. Peterson</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Name:</TD>
    <TD STYLE="text-align: left">Adam K. Peterson</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Title:</TD>
    <TD STYLE="text-align: left">Manager</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>Date:</TD>
    <TD>6/11/2021</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="3"><P STYLE="margin-top: 0; margin-bottom: 0"><B>Adam K. Peterson</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">By:</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">/s/ Adam K. Peterson</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Name:</TD>
    <TD>
        <P STYLE="margin-top: 0; margin-bottom: 0">Adam K. Peterson</P></TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>Date:</TD>
    <TD>6/11/2021</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<P style ="margin:0">&nbsp;</P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: right; margin-top: 0; margin-bottom: 0">Exhibit A</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">ITEM 5. (c) TRANSACTIONS</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: right; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="2" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; width: 25%; text-align: center"><FONT STYLE="font-size: 11pt"><B>Date of Transactions</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 25%; text-align: center"><FONT STYLE="font-size: 11pt"><B>Shares</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 27%; text-align: center"><FONT STYLE="font-size: 11pt"><B>Weighted Average Price</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 23%; text-align: center"><FONT STYLE="font-size: 11pt"><B>Price Range</B></FONT></TD></TR>
  <TR STYLE="background-color: Gainsboro">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 11pt">6/4/2021</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 11pt">39,733</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 11pt">$10.98</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 11pt">$10.75 - $11.00</FONT></TD></TR>
  <TR STYLE="background-color: White">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center">6/7/2021</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center">27,163</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center">$10.98</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center">$10.85 - $11.20</TD></TR>
  <TR STYLE="background-color: Gainsboro">
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center">6/9/2021</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center">18,050</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center">$11.14</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center">$11.07 - $11.20</TD></TR>
  </TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: right"></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<!-- Field: Page; Sequence: 9 -->
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    <DIV STYLE="page-break-before: always; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-bottom: 0"></P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: right; margin-top: 0; margin-bottom: 0">Exhibit B</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">JOINT FILING AGREEMENT</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; text-indent: 36pt; margin-top: 0; margin-bottom: 0">Pursuant to Rule 13d-1(k)(1) under
the Securities Exchange act of 1934, the undersigned agree, as of July 28, 2017, that only one statement containing the information
required by Schedule 13D, and each amendment thereto, need to be filed with respect to the ownership by each of the undersigned
of shares of Common Stock of Nicholas Financial, Inc., and such statement to which this Joint Filing Agreement is attached as Exhibit
B is filed on behalf of each of the undersigned.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; text-indent: 36pt; margin-top: 0; margin-bottom: 0">&nbsp;</P>



<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">Dated: 6/11/2021</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0">&#160;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="text-align: justify">Magnolia Capital Fund, LP</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 35%">&nbsp;</TD>
    <TD STYLE="width: 60%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">By:</TD>
    <TD STYLE="text-align: justify">The Magnolia Group, LLC, General Partner</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 2px; text-align: justify">By:</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">/s/ Adam K. Peterson</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">Adam K. Peterson, Manager</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="text-align: justify">The Magnolia Group, LLC</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 2px; text-align: justify">By:</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">/s/ Adam K. Peterson</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">Adam K. Peterson, Manager</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 2px; text-align: justify">By:</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: left">/s/ Adam K. Peterson</TD>
    <TD STYLE="padding-bottom: 2px">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">Adam K. Peterson</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<P STYLE="margin: 0">&nbsp;</P>

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