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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Cash flows from operating activities    
Net income $ 2,630 $ 6,482
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 276 172
Amortization of debt issuance costs 2,158 322
Amortization of operating lease right-of-use assets 1,030 1,198
Gain on sale of property and equipment (3) (13)
Purchase of equity investments 0 (4,142)
Proceeds from sale of equity investments 0 1,195
Unrealized gains on equity securities 0 (1,101)
Realized gains on equity securities 0 (238)
Provision for credit losses 3,800 7,000
Amortization of dealer discounts (4,771) (4,828)
Amortization of insurance and fees commissions (1,956) (1,770)
Accretion of purchase price discount (71) (468)
Principal reduction on operating lease liabilities (1,176) (1,077)
Share-based compensation 152 147
Changes in operating assets and liabilities:    
Repossessed assets (78) 535
Accrued interest receivable (128) 536
Prepaid expenses and other assets 348 48
Deferred income taxes 557 775
Accounts payable and accrued expenses (742) (819)
Income taxes receivable (166) 4,590
Unearned insurance and fee commissions (36) (278)
Net cash provided by operating activities 1,824 8,266
Cash flows from investing activities    
Purchase and origination of finance receivables (79,947) (60,252)
Principal payments received 87,767 87,455
Purchase of property and equipment (985) (382)
Proceeds from sale of property and equipment 0 24
Net cash provided by investing activities 6,835 26,845
Cash flows from financing activities    
Repayments on credit facility (33,300) (33,030)
Proceeds from Note Payable 0 3,244
Payment of loan originations fees (217)  
Proceeds from exercise of stock options 28
Repurchases of treasury stock (1,617) (748)
Net cash used in financing activities (35,106) (30,534)
Net (decrease) increase in cash and restricted cash (26,447) 4,577
Cash and restricted cash at the beginning of period 32,977 24,684
Cash and restricted cash at the end of period 6,530 29,261
Supplemental Disclosures:    
Interest paid 3,005 4,491
Income taxes 541 986
Leased assets obtained in exchange for new operating lease liabilities $ 1,993 $ 1,865