<SEC-DOCUMENT>0000950170-22-021926.txt : 20221103
<SEC-HEADER>0000950170-22-021926.hdr.sgml : 20221103
<ACCEPTANCE-DATETIME>20221103163108
ACCESSION NUMBER:		0000950170-22-021926
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20221103
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Cost Associated with Exit or Disposal Activities
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20221103
DATE AS OF CHANGE:		20221103

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NICHOLAS FINANCIAL INC
		CENTRAL INDEX KEY:			0001000045
		STANDARD INDUSTRIAL CLASSIFICATION:	SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153]
		IRS NUMBER:				593019317
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26680
		FILM NUMBER:		221358547

	BUSINESS ADDRESS:	
		STREET 1:		2454 MCMULLEN BOOTH RD
		STREET 2:		BLDG C SUITE 501B
		CITY:			CLEARWATER
		STATE:			FL
		ZIP:			33759
		BUSINESS PHONE:		7277260763

	MAIL ADDRESS:	
		STREET 1:		2454 MCMULLEN BOOTH RD
		STREET 2:		BLDG C SUITE 501B
		CITY:			CLEARWATER
		STATE:			FL
		ZIP:			33759
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>nick-20221103.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="ASCII"?><!-- DFIN New ActiveDisclosure (SM) Inline XBRL Document - http://www.dfinsolutions.com/ --><!-- Creation Date :2022-11-03T14:13:03.0469+00:00 --><!-- Copyright (c) 2022 Donnelly Financial Solutions, Inc. All Rights Reserved. -->
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:nonNumeric="http://www.xbrl.org/dtr/type/non-numeric" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dei="http://xbrl.sec.gov/dei/2022" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:nick="http://nicholasfinancial.com/20221103" xmlns:utr="http://www.xbrl.org/2009/utr">
 <head>
  <title>8-K</title>
  <meta http-equiv="Content-Type" content="text/html" />
 </head>
 <body>
  <div style="display:none;"><ix:header><ix:hidden><ix:nonNumeric id="F_6768fcf2-dea0-4516-8eac-f84a0c030787" name="dei:EntityCentralIndexKey" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa">0001000045</ix:nonNumeric><ix:nonNumeric id="F_de8cd6e8-661a-4b84-abe4-04a388ba252f" name="dei:AmendmentFlag" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" format="ixt:booleanfalse">false</ix:nonNumeric></ix:hidden><ix:references><link:schemaRef xlink:type="simple" xlink:href="nick-20221103.xsd"></link:schemaRef></ix:references><ix:resources><xbrli:context id="C_8469a26c-c55b-4149-a34d-0082452fe0fa"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001000045</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2022-11-03</xbrli:startDate><xbrli:endDate>2022-11-03</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:4.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:18.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">UNITED STATES</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:18.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">SECURITIES AND EXCHANGE COMMISSION</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Washington, DC 20549</span></p>
  <p style="margin-left:40.0%;text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;border-bottom:1pt solid rgba(0,0,0,1);margin-right:40.0%;text-align:center;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:10.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:18.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">FORM </span><span style="font-size:18.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_86880a11-bf2b-4ec5-876c-0fd824aed381" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:DocumentType"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:18.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">8-K</span></ix:nonNumeric></span></p>
  <p style="margin-left:40.0%;text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;border-bottom:1pt solid rgba(0,0,0,1);margin-right:40.0%;text-align:center;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:10.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">CURRENT REPORT</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">PURSUANT TO SECTION 13 OR 15(d)</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">OF THE SECURITIES EXCHANGE ACT OF 1934</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:10.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Date of Report (Date of earliest event reported)</span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:11.0pt;font-family:&quot;Calibri&quot;, sans-serif;min-width:fit-content;"> </span><span style="font-size:11.0pt;font-family:&quot;Calibri&quot;, sans-serif;"><ix:nonNumeric id="F_c80b5f8e-3d0f-41fa-90a2-445653b86fe4" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:DocumentPeriodEndDate" format="ixt:datemonthdayyearen"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:11.0pt;font-family:&quot;Calibri&quot;, sans-serif;min-width:fit-content;">November 3, 2022</span></ix:nonNumeric></span></p>
  <p style="margin-left:40.0%;text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;border-bottom:1pt solid rgba(0,0,0,1);margin-right:40.0%;text-align:center;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:10.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="font-size:24.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_b4e8d4fb-82e6-4d64-a781-dd8f7fc6cf6a" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:EntityRegistrantName"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:24.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">NICHOLAS FINANCIAL, INC.</span></ix:nonNumeric></span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">(Exact name of registrant as specified in its Charter)</span></p>
  <p style="margin-left:40.0%;text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;border-bottom:1pt solid rgba(0,0,0,1);margin-right:40.0%;text-align:center;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <table style="margin-left:auto;border-spacing:0;table-layout:fixed;width:100.0%;border-collapse:separate;margin-right:auto;">
   <tr style="visibility:collapse;">
    <td style="width:33.998%;"></td>
    <td style="width:1.002%;"></td>
    <td style="width:30.0%;"></td>
    <td style="width:1.299%;"></td>
    <td style="width:33.701%;"></td>
   </tr>
   <tr>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:middle;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:middle;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:middle;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
   </tr>
   <tr style="height:9.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;text-align:left;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">British Columbia, </span><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_43ed1cec-3fe9-435b-8056-8c8bda381e06" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:edgarprovcountryen"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Canada</span></ix:nonNumeric></span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;text-align:left;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_5cf1db4a-5394-4543-85ec-77a705428462" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:EntityFileNumber"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">0-26680</span></ix:nonNumeric></span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:9.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;text-align:left;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_3fdaebbc-fd0c-44b0-abef-1b47ed180868" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:EntityTaxIdentificationNumber"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">59-2506879</span></ix:nonNumeric></span></p></td>
   </tr>
   <tr style="height:12.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;text-align:left;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">(State or Other Jurisdiction of</span></p><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Incorporation or Organization)</span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;text-align:left;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">(Commission</span></p><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">File Number)</span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;text-align:left;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">(I.R.S. Employer</span></p><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Identification No.)</span></p></td>
   </tr>
  </table>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <table style="margin-left:auto;border-spacing:0;table-layout:fixed;width:100.0%;border-collapse:separate;margin-right:auto;">
   <tr style="visibility:collapse;">
    <td style="width:64.329%;"></td>
    <td style="width:1.076%;"></td>
    <td style="width:1.076%;"></td>
    <td style="width:33.519%;"></td>
   </tr>
   <tr style="height:12.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;text-align:left;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.03888888888888889in;text-align:center;"><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_e3f5cde7-8557-4d7d-b18a-9f785a9a6b27" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:EntityAddressAddressLine1"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">2454 McMullen Booth Road</span></ix:nonNumeric></span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">, </span><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_f610d41b-e6dc-4ab3-8f1c-a4db20dfba6c" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:EntityAddressAddressLine2"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Building C</span></ix:nonNumeric></span></p><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.03888888888888889in;text-align:center;"><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_0ad80591-8853-43db-9d26-75c9ddcfdd65" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:EntityAddressCityOrTown"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Clearwater</span></ix:nonNumeric></span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">, </span><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_61eeba94-6f53-40da-9d30-3c882d5a149d" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Florida</span></ix:nonNumeric></span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;text-align:left;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:center;"><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_5457ffa3-1eb8-4e23-afc4-7709a417578d" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:EntityAddressPostalZipCode"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">33759</span></ix:nonNumeric></span></p></td>
   </tr>
   <tr style="height:12.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;text-align:left;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.03888888888888889in;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">(Address of Principal Executive Offices)</span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;text-align:left;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">(Zip Code)</span></p></td>
   </tr>
  </table>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:10.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">(</span><span style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_4a1ef82e-038d-4c10-bd81-440c10084d01" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:CityAreaCode"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">727</span></ix:nonNumeric></span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">) </span><span style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_20322f9a-9f7b-4e41-9bcd-7c19beb189b0" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:LocalPhoneNumber"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">726-0763</span></ix:nonNumeric></span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">(Registrant&#x2019;s telephone number, Including area code)</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:10.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Not applicable</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">(Former name, former address and former fiscal year, if changed since last report)</span></p>
  <p style="margin-left:40.0%;text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;border-bottom:1pt solid rgba(0,0,0,1);margin-right:40.0%;text-align:center;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:10.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</span></p>
  <p style="text-indent:-4.749%;padding-left:4.533%;font-size:10.0pt;margin-top:6.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_c020151a-a238-4647-bebe-6aec75d98437" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:WrittenCommunications" format="ixt-sec:boolballotbox"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">&#9744;</span></ix:nonNumeric></span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">	</span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></p>
  <p style="text-indent:-4.749%;padding-left:4.533%;font-size:10.0pt;margin-top:6.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_22c04914-47c9-432e-b42f-e3df0c47bbb2" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">&#9744;</span></ix:nonNumeric></span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">	</span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></p>
  <p style="text-indent:-4.749%;padding-left:4.533%;font-size:10.0pt;margin-top:6.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_3f2006f0-963d-470e-8fd5-37026274cc60" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:PreCommencementTenderOffer" format="ixt-sec:boolballotbox"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">&#9744;</span></ix:nonNumeric></span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></p>
  <p style="text-indent:-4.749%;padding-left:4.533%;font-size:10.0pt;margin-top:6.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_de3ed649-c7f2-4ebf-866f-23cd450a4d9a" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:PreCommencementIssuerTenderOffer" format="ixt-sec:boolballotbox"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">&#9744;</span></ix:nonNumeric></span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:6.0pt;line-height:1.2410416666666666;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Securities registered pursuant to Section 12(b) of the Act:</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.2410416666666666;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:9.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <table style="border-spacing:0;table-layout:fixed;width:100.0%;border-collapse:separate;">
   <tr style="visibility:collapse;">
    <td style="width:37.996%;"></td>
    <td style="width:1.002%;"></td>
    <td style="width:15.0%;"></td>
    <td style="width:1.002%;"></td>
    <td style="width:45.0%;"></td>
   </tr>
   <tr style="height:8.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;border-bottom:0.5pt solid;text-align:left;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Title of each class</span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;border-bottom:0.5pt solid rgba(255,255,255,0.01);text-align:left;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="white-space:pre-wrap;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;border-bottom:0.5pt solid;text-align:left;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Trading</span></p><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Symbol(s)</span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;border-bottom:0.5pt solid rgba(255,255,255,0.01);text-align:left;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="white-space:pre-wrap;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;border-bottom:0.5pt solid;text-align:left;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Name of each exchange on which registered</span></p></td>
   </tr>
   <tr style="height:10.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_dc6d320d-0cf1-403a-b229-2ab8923f5520" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:Security12bTitle"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Common Stock</span></ix:nonNumeric></span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;text-align:left;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;text-align:left;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_f20c7d3a-eccd-4697-b275-b50f32fcd9d9" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:TradingSymbol"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">NICK</span></ix:nonNumeric></span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;text-align:left;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;text-align:left;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><span style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_06123c4f-e740-4878-9bd4-7957f12b1423" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">NASDAQ</span></ix:nonNumeric></span></p></td>
   </tr>
  </table>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:9.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:10.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Emerging growth company </span><span style="font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;"><ix:nonNumeric id="F_0ecbad1d-8be5-4f24-9ec0-7d22948c985c" contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">&#9744;</span></ix:nonNumeric></span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:10.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  &#9744;</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;border-bottom:2.25pt double rgba(0,0,0,1);text-align:left;"><span style="white-space:pre-wrap;font-size:6.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <hr style="page-break-after:always;" />
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Item 1.01</span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">              </span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Entry into a Material Definitive Agreement.</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">As part of the restructuring plan disclosed in response to Item 8.01 of this Current Report on Form 8-K, on November 3, 2022, Nicholas Financial, Inc., a Florida corporation (&#x201c;Nicholas&#x201d;) and indirect wholly-owned subsidiary of Nicholas Financial, Inc., a British Columbia company and the registrant (the &#x201c;Company&#x201d;), entered into a loan servicing agreement (the &#x201c;Servicing Agreement&#x201d;) with Westlake Portfolio Management, LLC, a California limited liability company (&#x201c;Westlake&#x201d;).</span><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">  </span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Pursuant to the Servicing Agreement, on or around the &#x201c;Closing Date&#x201d; (expected to occur prior to early December 2022), Westlake will begin servicing all receivables held by Nicholas under its automobile finance installment contracts and direct loans, except for charged-off and certain other receivables. Those receivables covered by the Servicing Agreement as of the Closing Date are referred to as the &#x201c;initial receivables.&#x201d;  Nicholas expects to add additional receivables to the receivables pool covered under the Servicing Agreement from time to time in the future.  All receivables remain vested in Nicholas.</span><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">More specifically, Westlake has agreed to manage, service, administer and make collections on the receivables, as well as perform certain other duties specified in the agreement, in accordance with servicing practices and standards used by prudent sale finance companies or lending institutions that service motor vehicle secured retail installment contracts of the same type. Westlake will maintain custody of the receivable files and lien certificates, acting as custodian for the Company.</span><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">  </span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Under the Servicing Agreement, Nicholas has agreed to pay Westlake a boarding fee with respect to the initial receivables, and boarding fees based on a percentage of any additional receivables to be added to the pool in the future.   In addition, Nicholas is obligated to pay Westlake monthly servicing fees depending on the aggregate principal balance of receivables, the types of services provided by Westlake and the payment status of the various loans.  The Company expects to classify such fees as administrative costs on its financial statements.  The disclosure on administrative costs included in Item 2.05 of this Current Report on Form 8-K, which relates solely to the initial receivables, is incorporated herein by reference.  Any additional receivables will also be subject to such servicing fees and presented as administrative costs on the Company&#x2019;s financial statements. Collections of amounts made after accounts have been charged off are split between Nicholas and Westlake. Nicholas must also reimburse Westlake for certain expenses specified in the Servicing Agreement.</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">The Servicing Agreement contains representations and warranties by both parties.  It allows Westlake to delegate its duties under the agreement to an affiliate or subservicer with Nicholas&#x2019; prior written consent.   If certain events specified in the Servicing Agreement occur (&#x201c;Servicer Termination Events&#x201d;), Nicholas is entitled to terminate Westlake&#x2019;s rights and obligations and appoint a successor servicer under the agreement.</span><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">The Servicing Agreement will become effective after Nicholas has transferred the relevant receivables files to Westlake and expires upon the earliest to occur of (i) the date on which Nicholas sells, transfers or assigns all outstanding receivables to a third party (including to Westlake), (ii) the date on which the last receivable is repaid or otherwise terminated and (iii) 3 years from the Closing Date.  If Nicholas terminates the Agreement other than for a Servicer Termination Event, it is obligated to pay Westlake a termination fee if the termination occurs prior to the third anniversary of the Closing Date, which fee, if payable, is expected to exceed $1 million.</span><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">  </span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:justify;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <hr style="page-break-after:always;" />
  <p style="text-indent:-11.607%;padding-left:10.4%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Item 2.05</span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">              </span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Costs Associated with Exit or Disposal Activities.</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:justify;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">As part of the restructuring plan disclosed in response to Item 8.01 of this Current Report on Form 8-K, which disclosure is incorporated herein by reference, the Board of Directors of the Company determined on November 3, 2022 to close 34 of its 36 branches. Consolidation of workforce associated with these closures is expected to impact approximately 173 employees, representing 82% of the Company workforce as of such date.</span><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">  </span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">                The expected total charges are between $11.1 million and $12.4 million, consisting of cash expenditures between $11.0 million and $12.3 million, and approximately $0.1 million of non-cash impairment charges associated with lease obligations.</span><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Of the expected total charges, the Company estimates incurring, in the first year following implementation of the restructuring plan, between $4.3 million and $4.6 million of administrative costs, between $0.2 million and $0.3 million of employee-related costs, including severance expenses, and between $3.3 million and $3.4 million for lease terminations, and, in the second through fifth year following such implementation, between $3.2 million and $4.0 million of administrative costs in the aggregate.</span><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">  </span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">The closing of branches and consolidation of the workforce is expected to be completed by January 31, 2023. The Company expects that the majority of lease terminations and employee-related charges will be recorded in the third quarter of Fiscal Year 2023.</span><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">The above estimates of charges and timelines could change as the Company&#x2019;s plans evolve and become finalized.</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> Item 8.01</span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">              </span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Other Events.</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:justify;"><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">                On November 3, 2022, the Company announced a change in operating strategy and restructuring plan with the goal of reducing operating expenses and freeing up capital.  As part of this plan, the Company would shift from a decentralized to a regionalized business model.   While the Company intends to continue purchase and origination activities, its servicing, collections and recovery operations will be outsourced to Westlake. The Company expects that this plan will reduce overhead, streamline operations and reduce compliance risk, while maintaining the Company&#x2019;s underwriting standards. The related press release is attached as Exhibit 99.1 hereto.</span><span style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </span></p>
  <p style="text-indent:-11.607%;padding-left:10.4%;font-size:10.0pt;margin-top:18.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;" id="item_901_financial_statements_exhibits"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Item 9.01</span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">	</span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Financial St</span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">atements and Exhibits</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <table style="margin-left:auto;border-spacing:0;table-layout:fixed;width:100.0%;border-collapse:separate;margin-right:auto;">
   <tr style="visibility:collapse;">
    <td style="width:6.039%;"></td>
    <td style="width:1.002%;"></td>
    <td style="width:92.959%;"></td>
   </tr>
   <tr style="height:8.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Exhibit #</span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:8.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:8.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Description</span></p></td>
   </tr>
   <tr style="height:10.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">99.1</span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:6.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:6.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><a href="nick-ex99_1.htm"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,255,1);white-space:pre-wrap;font-weight:normal;text-decoration:underline;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Press Release Restructuring Plan</span></a></p></td>
   </tr>
   <tr style="height:10.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">104</span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:6.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:6.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Cover Page Interactive Data File (embedded within the Inline XBRL document)</span></p></td>
   </tr>
  </table>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <hr style="page-break-after:always;" />
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;" id="signatures"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">SIGNA</span><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">TURES</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:12.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized.</span></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <table style="margin-left:auto;border-spacing:0;table-layout:fixed;width:100.0%;border-collapse:separate;margin-right:auto;">
   <tr style="visibility:collapse;">
    <td style="width:50.0%;"></td>
    <td style="width:1.002%;"></td>
    <td style="width:5.0%;"></td>
    <td style="width:43.998%;"></td>
   </tr>
   <tr>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:middle;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:middle;"><p style="text-indent:0.0pt;font-size:12.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:12.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
   </tr>
   <tr style="height:10.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td colspan="2" style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">NICHOLAS FINANCIAL, INC.</span></p></td>
   </tr>
   <tr style="height:10.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">(Registrant)</span></p></td>
   </tr>
   <tr>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
   </tr>
   <tr>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
   </tr>
   <tr style="height:10.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:18.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Date: November 3, 2022</span></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;border-bottom:0.5pt solid;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">/s/ Irina Nashtatik</span></p></td>
   </tr>
   <tr style="height:10.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:0.05pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Irina Nashtatik</span></p></td>
   </tr>
   <tr style="height:10.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Chief Financial Officer</span></p><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.011111111111111112in;text-align:left;"><span style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">(Principal Financial Officer)</span></p></td>
   </tr>
  </table>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><span style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></span>&#160;</p>
  <hr style="page-break-after:always;" />
 </body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>nick-ex99_1.htm
<DESCRIPTION>EX-99.1
<TEXT>
<html>
 <head>
  <title>EX-99.1</title>
 </head>
 <body>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:right;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Exhibit 99.1</font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:justify;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p>
  <table style="border-spacing:0;table-layout:fixed;width:100.0%;border-collapse:separate;">
   <tr style="visibility:collapse;">
    <td style="width:20.74%;"></td>
    <td style="width:0.995%;"></td>
    <td style="width:10.216%;"></td>
    <td style="width:29.352%;"></td>
    <td style="width:7.355%;"></td>
    <td style="width:31.342%;"></td>
   </tr>
   <tr style="height:10.0pt;">
    <td colspan="2" style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><img src="img246915618_0.jpg" alt="img246915618_0.jpg" style="width:106px;height:106px;">&#160;</p></td>
    <td colspan="2" style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;text-align:center;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:right;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;text-decoration:underline;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">FOR IMMEDIATE RELEASE</font></p></td>
   </tr>
   <tr style="height:16.0pt;">
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;border-bottom:2.25pt solid;"><p style="text-indent:0.0pt;font-size:16.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:16.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">N</font><font style="background-color:rgba(0,0,0,0);font-variant:small-caps;color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:16.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">icholas</font></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;border-bottom:2.25pt solid rgba(255,255,255,0.01);"><p style="text-indent:0.0pt;font-size:16.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:16.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;border-bottom:2.25pt solid rgba(255,255,255,0.01);"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:middle;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Contact: Irina Nashtatik</font></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:bottom;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">NASDAQ: NICK</font></p></td>
   </tr>
   <tr style="height:10.0pt;">
    <td colspan="2" style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Nicholas Financial, Inc.</font></p><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Corporate Headquarters</font></p><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">2454 McMullen-Booth Rd.</font></p><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Building C, Suite 501</font></p><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Clearwater, FL 33759</font></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;CFO</font></p><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Ph # (727)-726-0763</font></p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p></td>
    <td style="background-color:rgba(0,0,0,0);word-break:break-word;white-space:pre-wrap;vertical-align:top;"><p style="text-indent:0.0pt;font-size:10.0pt;margin-top:0.0pt;line-height:1.05;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Web site: </font><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">www.nicholasfinancial.com</font></p></td>
   </tr>
  </table>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Calibri&quot;, sans-serif;min-width:fit-content;"></font>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.2pt;line-height:11.1pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Nicholas Financial Announces Change in Operating Structure and</font><font style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.2pt;line-height:11.1pt;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">    Servicing Agreement with Westlake Portfolio Management</font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:17.7pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:justify;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">November 03, 2022 </font><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">&#x2013; Clearwater, Florida - Nicholas Financial, Inc. (NASDAQ: NICK) announced today a restructuring plan designed substantially to reduce operating expenses and free up capital.  Under this plan, Nicholas will shift from a decentralized to a regionalized business model. While Nicholas intends to continue purchase and origination activities, its servicing, collections and recovery operations will be outsourced to Westlake Portfolio Management.</font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:6.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:justify;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">CEO Mike Rost commented that &#x201c;Nicholas will remain a consumer finance company for automobiles and light trucks.   We are taking this step to reduce our operational footprint after careful consideration of our options and believe that this plan will reduce overhead, streamline operations, and reduce compliance risk, while maintaining Nicholas&#x2019;s underwriting standards.  We expect significant annual operating cost savings to substantially exceed the upfront costs associated with the restructuring.  We also anticipate that this will allow the company to pay down the line of credit with Wells Fargo and free up equity capital.&#x201d;  Chairman Jeffrey Royal added: &#x201c;Westlake is an excellent fit for the direction the company is taking. They will fully service the portfolio and reduce operating expenses, allowing us to focus on the front-end operational changes and make some of our equity capital available for investment.  The Company will be looking to allocate excess cash into our newly restructured finance business as well as review new business opportunities with the sole goal being to generate sufficient returns on shareholder equity. Please see our letter to shareholders issued on May 25, 2022 for more information on how the board thinks about capital allocation.&#x201d;</font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:17.7pt;line-height:1.0pt;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.667%;text-align:justify;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> About Nicholas Financial, Inc.</font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:6.35pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:justify;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Nicholas Financial, Inc. (NASDAQ:NICK) is a specialized consumer finance company, operating branch locations in both Southeastern and Midwestern U.S. States. The Company engages primarily in acquiring and servicing automobile finance installment contracts (&#x201c;Contracts&#x201d;) for purchases of used and new automobiles and light trucks. Additionally, Nicholas Financial originates direct consumer loans (&#x201c;Direct Loans&#x201d;) and sells consumer-finance related products. For an index of Nicholas Financial, Inc&#x2019;s new releases or to obtain a specific release, please visit our website at </font><font><font style="background-color:rgba(0,0,0,0);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">www.nicholasfinancial.com</font></font><font><font style="background-color:rgba(0,0,0,0);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">.</font></font><font style="color:rgba(0,0,255,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.667%;text-align:justify;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.667%;text-align:justify;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">About Westlake Portfolio Management, LLC</font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:6.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.667%;text-align:justify;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Westlake Portfolio Management, LLC is a wholly owned subsidiary of Westlake Services, LLC. Westlake Portfolio Management provides industry leading collection services for automobile receivables that help clients reduce costs and improve receivable performance. Clients benefit from Westlake Portfolio Management&#x2019;s technology platform that results in effective and compliant collection efforts, above and beyond what most automobile dealers, finance companies, and lenders can do on their own, making Westlake Portfolio Management an ideal choice for portfolio servicing.</font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.667%;text-align:justify;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.667%;text-align:justify;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.667%;text-align:justify;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;text-decoration:underline;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Forward-Looking Information</font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.667%;text-align:justify;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">	This release contains various forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Such statements are based on management&#x2019;s current beliefs and assumptions, as well as information currently available to management. When used in this document, the words &#x201c;anticipate&#x201d;, &#x201c;estimate&#x201d;, &#x201c;expect&#x201d;, &#x201c;will&#x201d;, &#x201c;may&#x201d;, &#x201c;plan,&#x201d; &#x201c;believe&#x201d;, &#x201c;intend,&#x201d; &#x201c;forecast&#x201d; and similar expressions are intended to identify forward-looking statements. Such statements, including statements about the expected benefits, costs and timing of the Company&#x2019;s restructuring and change in operating strategy, including its servicing arrangement with Westlake and its exit and disposal activities are subject to certain risks, uncertainties and assumptions, including but not limited to the risk that the anticipated benefits of the restructuring and change in operating strategy, including the servicing arrangement with Westlake, do not</font><font style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p>
  <hr style="page-break-after:always;">
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;margin-right:0.667%;text-align:justify;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">materialize to the extent expected or at all, and that the actual costs of the exit and disposal activities exceed the Company&#x2019;s estimates or that such activities are not completed on a timely basis, and including the risk factors discussed under &#x201c;Item 1A &#x2013; Risk Factors&#x201d; in our Annual Report on Form 10-K (some of which, to the extent relating to loan servicing, administration and/or collection, apply similarly to Westlake), and our other filings made with the U.S. Securities and Exchange Commission (&#x201c;SEC&#x201d;). </font><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:bold;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"> </font><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those anticipated, estimated or expected. All forward-looking statements included in this report are based on information available to the Company as of the date of filing, and the Company assumes no obligation to update any such forward-looking statement except as required by law.</font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:11.0pt;font-family:&quot;Calibri&quot;, sans-serif;min-width:fit-content;"> </font>&#160;</p>
  <p style="text-indent:-4.749%;padding-left:4.533%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p>
  <p style="text-indent:-4.749%;padding-left:4.533%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:12.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:center;"><font style="background-color:rgba(0,0,0,0);color:rgba(0,0,0,1);white-space:pre-wrap;font-weight:normal;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;">## End ##</font></p>
  <p style="text-indent:0.0%;font-size:10.0pt;margin-top:0.0pt;line-height:1.15;font-family:Times New Roman;margin-bottom:0.0pt;text-align:left;"><font style="white-space:pre-wrap;font-size:10.0pt;font-family:&quot;Times New Roman&quot;, serif;min-width:fit-content;"></font>&#160;</p>
  <hr style="page-break-after:always;">
 </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>img246915618_0.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img246915618_0.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" #R /(# 2(  A$! Q$!_\0
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MM:=BBI4.N\$KD9 ."1['G%=%K%AI\MKH^L6D1MM/N@L%TD66,$J8#XR>ZX8
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MNS;3F%M:2OISEK=Y(R2H+;MIYY&22,\C/!%)_;4+:1>6 M&A-[<1S32QRE@
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M^:4B<'JCL!N0^F<C.,MUJM_Q+]66>YE_T&YB7S9O*3=',,@94?P.2PX^Z?\
M8[\Y?WT6GVC3R\XX51U9O2FEO*;VW')[0IJ]]M;O]+":[KIMB]U=2-<7DY+
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M_P"O6/\ ]!% 'R%\5O\ DJ/B#_KY_P#917'5V/Q6_P"2H^(/^OG_ -E%<=0
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M!O>+O%^I^-=734]5$ N$A6$>2FU=H)(XR>?F-8-%% !7W=HO_(!T[_KUC_\
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MX:&\9_\ /'2?_ =__BZ\%JSLSZ1--71]!^)O#$6N>!+WPW$519+00P%CPK*
M4)]@RKFOD'6/!GB30;EX-1T6]A*'&_R2R-]&&01]#7=_\-"^,_\ GAI/_@._
M_P 71_PT-XS_ .>&D_\ @.__ ,72&>3D$'!X-%27$[W-S+.^-\KEVQTR3FHZ
M "O9/@I\3O[ NT\-:S/C2[A_]&F<\6TA/0GLC'\CSW)KQNB@#[,^*O\ R2[Q
M#_UZ_P#LPKXSKTG_ (7%JEQ\.9_"6H6:79>'R$OFE(<)D%0PP=Q&,9R,C'?)
M/FU "JK.X5%+,3@ #))KI_#/P_\ $?B?5;:UMM*O(X)' DNI(66.)<\L6.!P
M,\=3VK$T?5+C1-9LM4M0AN+299HQ(,KN4Y&1Z<5Z7_PT-XS_ .>&D_\ @.__
M ,70!]25\L_%SX>Z_:^.-2U6STNZO-.OI//2:WC,FUB/F# <CG/7MBG?\-"^
M,_\ GAI/_@.__P 71_PT+XS_ .>&D_\ @.__ ,70!Y9/:W%JP6X@EA8]I$*G
M]:BKJO&OQ!UGQX]D^KI:J;,.(_L\97[VW.<D_P!T5RM !2JK.X55+,QP !DD
MTE6]*U&?1]8LM3M@AGLYTN(PXRI9&##(],B@#9\/^ _$OB34(+6RTB["2, U
MQ)"RQ1CNS,1C _/TK[4@A6WMXH$^[&@0?0#%?+__  T-XS_YXZ3_ . [_P#Q
M='_#0OC/_GAI/_@._P#\70!)\9_ FO1^.K[6;/3+F[T^]V2++;Q&38P4*P;'
M0Y&?3GZUY/-;S6TGESPR1/UVNI4_D:]4_P"&AO&?_/#2?_ =_P#XNN(\8^,]
M4\<:M#J6K+;K/% +=1 A5=H9FZ$GG+&@#)TRV^V:E;P$95G&X?[(Y/Z UZ99
M0B>Z <$QJ"[G!(4#NV.0N<9(YQTYKC?"=GEYKQAPH\M/KU/]/SKL+2Z^RO)F
M))8I4V21N2 Z[@P&001\RJ>#V],BO8P5-QI.75G@YA54JZB]HF[J=W&-,5+:
M^BE"KY8PB,4'0Q(SCS@F"<$D+@[>>II>%M/_ +4\4Z99[2RR7"[Q_L@Y;] :
MJW]]'?+"5M8H'0%3Y8P-H "J!UX ZDDG)R3QCN/@_I?VGQ%<ZBR@I9P[5.>C
MOP/_ !T-^=;3?LJ39C']_B(Q6Q[91117@GTA5U*QBU/3+JPG_P!5<1-$Q'4
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MA^TO]& VC_OD X]2:\:\(:$WB+Q+:6.TF#=YDY](UZ_GT^I%?28 50H  '
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MT6=-N]=Z$,&5EYY!'!&01QW!':L9T*-7=:FU/$8BCL[K[T>:7&G7EKGSK:5
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M.L4*K_(445YV+V/4P.Z+M%%%>8>R%%%% !1110 4444 %%%% !1110 4444
#?__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>4
<FILENAME>nick-20221103_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- DFIN New ActiveDisclosure (SM) XBRL Linkbase Document - http://www.dfinsolutions.com/ -->
<!-- Creation Date :2022-11-03T14:13:03.0719+00:00 -->
<!-- Copyright (c) 2022 Donnelly Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="nick-20221103.xsd#DocumentDocumentAndEntityInformation" xlink:type="simple"/>
  <link:presentationLink xlink:role="http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:title="presentationLink" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType" xlink:label="dei_DocumentType"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentType" order="0" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_AmendmentFlag" order="1" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentPeriodEndDate" order="2" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityRegistrantName" order="3" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityCentralIndexKey" order="4" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityFileNumber" order="5" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityTaxIdentificationNumber" order="6" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityIncorporationStateCountryCode" order="7" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressAddressLine1" order="8" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressAddressLine2" order="9" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressCityOrTown" order="10" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressStateOrProvince" order="11" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressPostalZipCode" order="12" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_CityAreaCode" order="13" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_LocalPhoneNumber" order="14" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_WrittenCommunications" order="15" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SolicitingMaterial" order="16" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementTenderOffer" order="17" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementIssuerTenderOffer" order="18" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_Security12bTitle" order="19" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_TradingSymbol" order="20" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SecurityExchangeName" order="21" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityEmergingGrowthCompany" order="22" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>nick-20221103_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- DFIN New ActiveDisclosure (SM) XBRL Linkbase Document - http://www.dfinsolutions.com/ -->
<!-- Creation Date :2022-11-03T14:13:03.0559+00:00 -->
<!-- Copyright (c) 2022 Donnelly Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:title="labelLink" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType" xlink:label="dei_DocumentType"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol"/>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, City or Town</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_SolicitingMaterial_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Soliciting Material</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_AmendmentFlag_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Amendment Flag</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Entity Incorporation, State or Country Code</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_CityAreaCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label">City Area Code</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Document Period End Date</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Postal Zip Code</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_EntityFileNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Entity File Number</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Address Line One</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Entity Tax Identification Number</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Entity Emerging Growth Company</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_EntityRegistrantName_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Entity Registrant Name</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Pre-commencement Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_Security12bTitle_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Title of 12(b) Security</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, State or Province</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_DocumentType_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Document Type</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_WrittenCommunications_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Written Communications</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_SecurityExchangeName_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Security Exchange Name</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_EntityAddressAddressLine2_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Address Line Two</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Entity Central Index Key</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_LocalPhoneNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Local Phone Number</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Pre-commencement Issuer Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_CoverAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Cover [Abstract]</link:label>
    <link:label xml:lang="en-US" xlink:type="resource" xlink:label="dei_TradingSymbol_lbl" xlink:role="http://www.xbrl.org/2003/role/label">Trading Symbol</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl"/>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>6
<FILENAME>nick-20221103.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- DFIN New ActiveDisclosure (SM) XBRL Schema Document - http://www.dfinsolutions.com/ -->
<!-- Creation Date :2022-11-03T14:13:02.9974+00:00 -->
<!-- Copyright (c) 2022 Donnelly Financial Solutions, Inc. All Rights Reserved. -->
<xsd:schema targetNamespace="http://nicholasfinancial.com/20221103" attributeFormDefault="unqualified" elementFormDefault="qualified" xmlns:nick="http://nicholasfinancial.com/20221103" xmlns:enum2="http://xbrl.org/2020/extensible-enumerations-2.0" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:us-gaap="http://fasb.org/us-gaap/2022" xmlns:dei="http://xbrl.sec.gov/dei/2022" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink">
  <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance"/>
  <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/linkbase"/>
  <xsd:import schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" namespace="http://xbrl.org/2005/xbrldt"/>
  <xsd:import schemaLocation="https://xbrl.sec.gov/dei/2022/dei-2022.xsd" namespace="http://xbrl.sec.gov/dei/2022"/>
  <xsd:import schemaLocation="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd" namespace="http://fasb.org/us-gaap/2022"/>
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="nick-20221103_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:title="Labels link" xlink:type="simple"/>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="nick-20221103_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:title="Presentation link" xlink:type="simple"/>
      <link:roleType roleURI="http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation" id="DocumentDocumentAndEntityInformation">
        <link:definition>100000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.22.2.2</span><table class="report" border="0" cellspacing="2" id="idm140467386414640">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Nov. 03, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Nov.  03,  2022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">NICHOLAS FINANCIAL, INC.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001000045<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">0-26680<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">59-2506879<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">Z4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">2454 McMullen Booth Road<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">Building C<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Clearwater<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">FL<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">33759<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">727<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">726-0763<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">NICK<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>nick-20221103_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2022"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="nick-20221103.xsd" xlink:type="simple"/>
    <context id="C_8469a26c-c55b-4149-a34d-0082452fe0fa">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001000045</identifier>
        </entity>
        <period>
            <startDate>2022-11-03</startDate>
            <endDate>2022-11-03</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_6768fcf2-dea0-4516-8eac-f84a0c030787">0001000045</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_de8cd6e8-661a-4b84-abe4-04a388ba252f">false</dei:AmendmentFlag>
    <dei:DocumentType
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_86880a11-bf2b-4ec5-876c-0fd824aed381">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_c80b5f8e-3d0f-41fa-90a2-445653b86fe4">2022-11-03</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_b4e8d4fb-82e6-4d64-a781-dd8f7fc6cf6a">NICHOLAS FINANCIAL, INC.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_43ed1cec-3fe9-435b-8056-8c8bda381e06">Z4</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_5cf1db4a-5394-4543-85ec-77a705428462">0-26680</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_3fdaebbc-fd0c-44b0-abef-1b47ed180868">59-2506879</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_e3f5cde7-8557-4d7d-b18a-9f785a9a6b27">2454 McMullen Booth Road</dei:EntityAddressAddressLine1>
    <dei:EntityAddressAddressLine2
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_f610d41b-e6dc-4ab3-8f1c-a4db20dfba6c">Building C</dei:EntityAddressAddressLine2>
    <dei:EntityAddressCityOrTown
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_0ad80591-8853-43db-9d26-75c9ddcfdd65">Clearwater</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_61eeba94-6f53-40da-9d30-3c882d5a149d">FL</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_5457ffa3-1eb8-4e23-afc4-7709a417578d">33759</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_4a1ef82e-038d-4c10-bd81-440c10084d01">727</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_20322f9a-9f7b-4e41-9bcd-7c19beb189b0">726-0763</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_c020151a-a238-4647-bebe-6aec75d98437">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_22c04914-47c9-432e-b42f-e3df0c47bbb2">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_3f2006f0-963d-470e-8fd5-37026274cc60">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_de3ed649-c7f2-4ebf-866f-23cd450a4d9a">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_dc6d320d-0cf1-403a-b229-2ab8923f5520">Common Stock</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_f20c7d3a-eccd-4697-b275-b50f32fcd9d9">NICK</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_06123c4f-e740-4878-9bd4-7957f12b1423">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="C_8469a26c-c55b-4149-a34d-0082452fe0fa"
      id="F_0ecbad1d-8be5-4f24-9ec0-7d22948c985c">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>9
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M?!^2!F.,6_0T7X\48JVFL:W&VC$,>8!8\PRA9CC?AT6:&C/5BZPYC0IO0=5
MY3_;U UH]@TT')$%7C&9MC:CY$X*/-S^[PVPPL2.X>V+OP%02P,$%     @
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MCMQC)8QQ8K3^-8+)#^Q^ %!+ P04    " #C@V-5'#AEZC\!   \ @  #P
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M=Y-[2:AU[D&P]_ :C1W-CQ^W_ %02P,$%     @ XX-C520>FZ*M    ^ $
M !H   !X;"]?<F5L<R]W;W)K8F]O:RYX;6PN<F5L<[61/0Z#, R%KQ+E #50
MJ4,%3%U8*RX0!?,C$A+%K@JW+X4!D#IT8;*>+7_OR4Z?:!1W;J"V\R1&:P;*
M9,OL[P"D6[2*+L[C,$]J%ZSB688&O-*]:A"2*+I!V#-DGNZ9HIP\_D-T==UI
M?#C]LCCP#S"\7>BI160I2A4:Y$S":+8VP5+BRTR6HJ@R&8HJEG!:(.+)(&UI
M5GVP3TZTYWD7-_=%KLWC":[?#'!X=/X!4$L#!!0    ( ..#8U5ED'F2&0$
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M;W!S+V%P<"YX;6Q02P$"% ,4    " #C@V-5"R>4\>T    K @  $0
M        @ &O    9&]C4')O<',O8V]R92YX;6Q02P$"% ,4    " #C@V-5
MF5R<(Q &  "<)P  $P              @ '+ 0  >&PO=&AE;64O=&AE;64Q
M+GAM;%!+ 0(4 Q0    ( ..#8U5+:O]S8@0  "81   8              "
M@0P(  !X;"]W;W)K<VAE971S+W-H965T,2YX;6Q02P$"% ,4    " #C@V-5
MGZ ;\+$"  #B#   #0              @ &D#   >&PO<W1Y;&5S+GAM;%!+
M 0(4 Q0    ( ..#8U67BKL<P    !,"   +              "  8 /  !?
M<F5L<R\N<F5L<U!+ 0(4 Q0    ( ..#8U4<.&7J/P$  #P"   /
M      "  6D0  !X;"]W;W)K8F]O:RYX;6Q02P$"% ,4    " #C@V-5)!Z;
MHJT   #X 0  &@              @ '5$0  >&PO7W)E;',O=V]R:V)O;VLN
M>&UL+G)E;'-02P$"% ,4    " #C@V-599!YDAD!  #/ P  $P
M    @ &Z$@  6T-O;G1E;G1?5'EP97-=+GAM;%!+!08     "0 ) #X"   $
%%      !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.22.2.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>23</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="nick-20221103.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>100000 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="nick-20221103.htm">nick-20221103.htm</File>
    <File>nick-20221103.xsd</File>
    <File>nick-20221103_lab.xml</File>
    <File>nick-20221103_pre.xml</File>
    <File>nick-ex99_1.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="23">http://xbrl.sec.gov/dei/2022</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>14
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "nick-20221103.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "nick-20221103.htm"
     ]
    },
    "labelLink": {
     "local": [
      "nick-20221103_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "nick-20221103_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "nick-20221103.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-roles-2022.xsd",
      "https://xbrl.fasb.org/srt/2022/elts/srt-types-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-roles-2022.xsd",
      "https://xbrl.fasb.org/us-gaap/2022/elts/us-types-2022.xsd",
      "https://xbrl.sec.gov/country/2022/country-2022.xsd",
      "https://xbrl.sec.gov/dei/2022/dei-2022.xsd"
     ]
    }
   },
   "elementCount": 24,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2022": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 23,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "nick",
   "nsuri": "http://nicholasfinancial.com/20221103",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "p",
       "body",
       "html"
      ],
      "baseRef": "nick-20221103.htm",
      "contextRef": "C_8469a26c-c55b-4149-a34d-0082452fe0fa",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "100000 - Document - Document and Entity Information",
     "role": "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation",
     "shortName": "Document and Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "p",
       "body",
       "html"
      ],
      "baseRef": "nick-20221103.htm",
      "contextRef": "C_8469a26c-c55b-4149-a34d-0082452fe0fa",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine2": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 2 such as Street or Suite number",
        "label": "Entity Address, Address Line Two"
       }
      }
     },
     "localname": "EntityAddressAddressLine2",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://nicholasfinancial.com/20221103/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>15
<FILENAME>0000950170-22-021926-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000950170-22-021926-xbrl.zip
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M81KXP I[GT6\?!3(%)"7X!&9+2(#X@]9="' CL#X#@E96IZ"VAQXMF4'GFT
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M>W_P/]]PJ,/C-WFZ3:KX;;<O< RA"N)-B:_2QF'<7\!>$^H6C*6<;HE;*X@
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M P  K@D  !$   !N:6-K+3(P,C(Q,3 S+GAS9+U66V_:,!1^WZ\XRU.KS;G
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M@/'L8$UHJ'LO!8],J:Z>C1LR3\0%W!U]R[50##F6,KQO012TD4#!8\6K'EW
M#_>/P.'XL/A2O@PN<^B_:\!),IP[X#7(@9+\.W>BW2 GS*E^;D2G<4:<E15R
M)SXTSHGC"D9NPL?&F5!:,<D=^:5QCKQ2E,E]^=0X7XP5G]R-7_]W0Q66<C>Z
M377CN'ZE8ZXFA9V7*V7:D2:%H9?*<=J/)@6CQ:J?=J!)4>AYJ5&[T*0(M*2V
MJ:UH4AQJJJ-J'YH4?5XJVVH_FA1UOEX=UJXT*?H\+S]K%YH4=9[4NW55JTFQ
MIKG&KIUH7HQ94M#7AE059%X[9WY ,OA\<Y4WJ#_JWQ]O_@)02P,$%     @
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MY_?M_$Q.J;Q@_Q0\_J/@Q@EC-QQ_.(X/MW>VV4ET4B@ELNY/6KN$?8PW2OZ
M+/^ID"J6V8P===AI@;.PG?Y@P_ '1!4EN)D#54R'O7G'MK;V=O8WX?0FG%X;
M>:RAS05QWN_/HS<?-C"Y7B(+/W])V%/V?&^X]Z*[-]SM]O=VMS;XN\'?M9''
MVM4R?A,39G& $?N*/M0J8M-\/N]E94(^K?+Q7J33VRHU^$U7LU;JCMM]FOL1
MEIP867.09[;[B/<LAY=9 ]Y<.N<7,J>YSK#6UG>U<L0.LPP$1%CK*.'93#"9
ML0^YH%L+2 1/G2DB5QC!>!9?9[&K1R.[ISND&R6ZB<'X<RK,N:1;INQP9H1(
M\0F;2Y>PWX1UBI\)]HLV;JJ5U.R$9WSFA]R+9 9[O;W'N=Z[=I)YK\]%.A&&
M];<Z;-@?#O\J3O:'IQ?#_F!KS)8*)CBGC#GKLIL*XNQYNW7R A@6L"YF3L=\
MP3@S4-> <*3+N>(9BX6%3F",+2;6\<QA.;7 # R.BT@P7:.CN,A%9D$.P)%-
M80>LR%G$<^D0 C#V*UWY8BZ1UJ_<:<XYETHQF\BIPS2=XB"Q('0PT,<__?'\
MV6929^6326&A\-:R5,<"B_^62"6:!25Q*K8TD;@FLT*PO#!1PJV';@96P0+\
M533&(R?/I9/"=IATEG@?C+E#W2$E(AH5B#(B@DZ9144T/?>'GX /A;,:>X3S
MWFKXO7NQ_-W'NM>_AA9R=/R!G4BP_Z.V#F),B>TDF80[%LPG&B_KGQ$IA[/G
MI#&V2*&J(7X5-#WGV8)-M6&\ .?T!-H6-$(1-8R,YLQ"QR%WQA$>.'Y&%N&5
MW3J1M^VE,(WZ(.*8:NURV)MC? I#AL$8,2V4/X:,RW%,3\N)C3).A)+B7 2:
M:K.JB E[05GIRTQ@ET.VEY*RM'2W4RJU'TM4*ND)-M*>==C<VQ0QQ>$?D5,Q
M+#!P?VR9O\8Y-]+;/\%#S$U,C  ?" XB*!$T2TZ12!*%65: Y 8R(A*/Y>=X
M[:UU&63$122\T A)@ R9\Q- OK4:N$82]6Z61BQA5S@!5Q;(@=4BF5.OJN&4
M9Q+VT',_MY(P3I #"&,]S_SSP*\IB\ C6;MTI0"ML"2]!'3BCT*Z18UW@4?Q
MF%$@*:'L&?N7F&+P CJY !-X'(MX5"MC#1B2I.M)ITX/$!$;D^;1>6)I APM
MG1HS@K[UV*<$ZWOBH$+@8, RX8?G-1*UI'X5O3N!+_2H\#*9Z@@ORCV]%+J"
M(+2EPY&/E8-:ID2$U:FH=':9,8R?<ZG\]W2(*IF=@W /BHQ.SXY*HBI855H'
M4]+^7!')D9@#[(^X30CJM=\F$W,0W&@!=*,RX-I;D*T+DKS%P',)3,&LYF.=
M$X^*S#N#1K.LQF%GFM-YRJ/,1"9\^],64^BV)$$9@5TSSRF;P(AA*N3P OD]
M]@M\-;R/%0$"E'!D[:3SS6!X+FL+G!QKG$ 1ASMEX$*L2K6A=&1*R!DP(6-)
MJ< 3#;LCU<[.0.4$OJCA=^ :)M0Z^7"!YV4(_QP'5#[S]]'Q:'=W[]E?,1IE
MAUXLGW%;X?\)";9V-C'!%]X3J</B$!43_C(+UR7+6/.F>*#3 L^)P2<)JRR-
M(E#8)/#C%#*'!T8,8#(/CR<RGHOP]M?>:8^=.L"([2UAG\AFG. 480&D [)I
M.1X!2'Q<3LO406HK(JD/*#,X4:5\&DKT&X2XECVO7,U1]:C"@Q<>7ZH V1)P
M%Q:4TT8$D+<'/8<Q?*/W VK1N4:_ZV ;LX,#:UBJ-,]:)WL=/GY'3YO#!7K)
MZU;SNA6E1B@?!>1&PYTYG.8-!6D9(XNY($)ND'H3PA"!6$8$RCTBZXD+H:!7
M ^![-:"#$,NC.'T!U'D<GXL)%7 9(HMV=OE%UO*M+>/NHNV:$M:[AH ;2G5T
M>7T%0.J^RG7WDAI^G6?^]E\#7T.FK5TX$Z*96\L<'?;NW=$JE3I61S0/C")W
MBR6$.7- /J(+I+ME@4_&DE-Y:]I(-M2V*2_$M-[M$B<_?"YC0?%/#&YB*?C+
M.&3Z52FM2DKMI8(*5=>$/*?4T(94/1$J9Y&B[,HV90I? $!((%/:K3V-(1[S
MZ1%"@QX[*B=.D*OY))I*B[<>OPD*G(B2#(*=+:BHXFC1<"3DEX5R/KY#-D\$
MG8>*8E4^<6U*,03;4$H]T>6XB5AH_)K38BE5/UH,B 572 ([ER)-7YGT<9?(
M?)(845U6ERFY-"2_#N7=Q.?;Y4.1$>V"C%U37<#'??7 .JB\GVQDXX4V3/L.
MF/97^LZ\-G-NXNZ[LNCVMJDVK3\BK*$?_]LG*E:7R:=/Y9&76D;?/=>%]Y]>
M7%6-U%(M(?5.CXJ7,I1L4\%]]1Y._;3T2\.]0WI+G^)184+!\Q"I-YX.]K>V
MO+NI1P^.KQE]?!&JOJUIVSUV6D1)^QS4#)EP&TJ:Z36>%NL9\DR^FS$-GIU;
M9/EYU:)H:K;MXF<Y#]%+4U!&ZMYL04U!D85"AN<$.!GKJ @A$!%#5]]L78!O
M^@15Y:%3?P:?*M/K/_%-CJO/J7Q]]6G*%U<?^F9HW2ZHGI;=G:O#0V_SZ@2P
M1D3<UF<)91,)%>2&BON(7&SH'?DR,BT26I62;!?V<HLZ79%K!RM$JH@O:5VH
M/!-O U^H4QNB+]MI16Y@9JF0KJEZ-2JQW(7VP55]%Z<IN6$,]ITMVD=9:M^"
M4$/3KKF-X<-'C!47TODWL;2YME0MKYO!GD^(B7^GBA0UDH7Q52%JCH$::IS[
M!V'L9:UMSC0!1S+MF +1+G#<MZNP3-60$JTF5<.QBC]?SP[?O+B;'1T*)G'$
M>[O0]#W52%;ZAC!Q)ZF_!)L#&</=WZYO-8^XFO.%#5^'W7!Q$Y=^<\LF'VM"
MWZ7"29!)@%7[$RH9.&IJAI2X05  ).6UWLF4R'DKO+<N%USQ0)6_#PT!VL*2
M_[OD' C5?=HO7(AO.'DV@9 $$8\L<_9E-/:H/\4ZVE SQ$:%I?C$1_:U)W\+
M=\H&AZR^YO619KT)LVKW3NA?&+JP2G1_%)3&TR'>4*UBT._^S)Y777B(-4HZ
MESCJ6R=E.YO:,.U[3SR&A*1W*?Z&5!:_!".:P@9&Y#E=+PCA1;@/5KF3%X%P
M?UT%^U'?3/G['2F/1=-5#]VO)IZD.75,"8FDTL<K37/H]/BH[@GU'NTJW^-<
MSEUSNSU-=*'(! 2K+BH$$[1!Y;T=+4=,+5/OT*<V+!%RW(6/5YIXBH5*'VQ)
M&^H0=BISK\IQ"*PI*UK4RT(E?;W/)=HNA5>=VK@]EE2XTF.'=&GFYH0JV'$K
MES#!XI82G':"LI26M%"&$ID2GV*Z08+7P4 J0&N/I&ZG!= P/0'4AX6Q7)'[
MJ33& ].-Y_8HE[MPX87ZQQ1?+ICB\Y4J\=WA_N])Y:]>3_G:KV>PSX\1NMN]
MO>W]9^.<Q^0%ND3?:+NWL[6U"IQ=T<!JP[2'B$8'PWMGS^-]A^.!/=C3I^P8
MZ/OTZ1K!XK?7P\_++0]>AO](X>"E_R\8_@=02P$"% ,4    " #C@V-5W]BS
MI?H=  ![4 $ $0              @ $     ;FEC:RTR,#(R,3$P,RYH=&U0
M2P$"% ,4    " #C@V-5&#JK$0P#  "N"0  $0              @ $I'@
M;FEC:RTR,#(R,3$P,RYX<V102P$"% ,4    " #C@V-5D=,*)-X%   G-
M%0              @ %D(0  ;FEC:RTR,#(R,3$P,U]L86(N>&UL4$L! A0#
M%     @ XX-C5>S=0$2:!   O2H  !4              ( !=2<  &YI8VLM
M,C R,C$Q,#-?<')E+GAM;%!+ 0(4 Q0    ( ..#8U5^OB_J@ T  (EA   /
M              "  4(L  !N:6-K+65X.3E?,2YH=&U02P4&      4 !0!!
) 0  [SD

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
