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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Cash flows from operating activities:    
Net (loss) income $ (34,119) $ 2,998
Adjustments to reconcile net (loss) income to net cash provided by operating activities:    
Depreciation and amortization of intangibles 390 401
Amortization of debt issuance costs 523 2,176
Change in operating right of use assets 1,763 1,388
(Gain) on termination of leases (131) 0
Loss (gain) on sale of property and equipment 1,090 (20)
Provision for credit losses 40,658 5,965
Amortization of dealer discounts (5,902) (6,411)
Amortization of insurance and fee commissions (3,512) (2,821)
Accretion of purchase price discount (130) (152)
Deferred income taxes 1,385 898
Change in operating lease liabilities (1,663) (1,591)
Cancellations of restricted stock awards (175) 0
Share-based compensation 106 200
Changes in operating assets and liabilities:    
Repossessed assets 0 27
Accrued interest receivable (12) (30)
Prepaid expenses and other assets 860 168
Accounts payable and accrued expenses (3,290) 627
Income taxes receivable 43 (336)
Net cash (used in) provided by operating activities (2,182) 3,487
Cash flows from investing activities:    
Purchase and origination of finance receivables (63,348) (114,544)
Principal payments received on finance receivables and proceeds from repossessed assets sales 93,095 119,711
Purchase of property and equipment (59) (1,312)
Purchases of equity investments (7,237) 0
Proceeds from sales of equity investments 7,303 0
Realized gains on equity investments (66) 0
Proceeds from sale of property and equipment 140 7
Net cash provided by investing activities 29,894 3,862
Cash flows from financing activities:    
Repayments on credit facilities (43,700) (105,830)
Proceeds from the credit facilities 17,800 72,530
Payment of debt issuance costs (500) (217)
Repayment of PPP Loan (3,244) 0
Proceeds from exercise of stock options 0 28
Repurchases of treasury stock (2,389) (2,062)
Net cash used in financing activities (32,033) (35,551)
Net (decrease) increase in cash (4,321) (28,202)
Cash, beginning of year 4,775 32,977
Cash, end of year 454 4,775
Supplemental Disclosures:    
Interest paid, including debt originations cost 3,351 3,415
Income taxes paid 27 541
Leased assets obtained in exchange for new operating lease liabilities $ 183 $ 2,504