    <SEC-DOCUMENT>0000950170-23-034972-index.html : 20230727
    <SEC-HEADER>0000950170-23-034972.hdr.sgml : 20230727
    <ACCEPTANCE-DATETIME>20230727085208
    ACCESSION NUMBER:		0000950170-23-034972
    CONFORMED SUBMISSION TYPE:	ARS
    PUBLIC DOCUMENT COUNT:		1
    CONFORMED PERIOD OF REPORT:	20230331
    FILED AS OF DATE:		20230727
    DATE AS OF CHANGE:		20230727
    EFFECTIVENESS DATE:		20230727

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			NICHOLAS FINANCIAL INC
    		CENTRAL INDEX KEY:			0001000045
    		STANDARD INDUSTRIAL CLASSIFICATION:	SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153]
    		IRS NUMBER:				593019317
    		STATE OF INCORPORATION:			FL
    		FISCAL YEAR END:			0331

    	FILING VALUES:
    		FORM TYPE:		ARS
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	000-26680
    		FILM NUMBER:		231115409

    	BUSINESS ADDRESS:
    		STREET 1:		2454 MCMULLEN BOOTH RD
    		STREET 2:		BLDG C SUITE 501B
    		CITY:			CLEARWATER
    		STATE:			FL
    		ZIP:			33759
    		BUSINESS PHONE:		7277260763

    	MAIL ADDRESS:
    		STREET 1:		2454 MCMULLEN BOOTH RD
    		STREET 2:		BLDG C SUITE 501B
    		CITY:			CLEARWATER
    		STATE:			FL
    		ZIP:			33759
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>ARS
    <SEQUENCE>1
    <FILENAME>fy23_ars.pdf
    <DESCRIPTION>ARS
    <TEXT>
    Document 1 - file: fy23_ars.pdf

    </DOCUMENT>
    </SEC-DOCUMENT>