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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Cash flows from operating activities    
Net (loss) income $ (18,322) $ 2,630
Adjustments to reconcile net (loss) income to net cash (used in) provided by operating activities:    
Depreciation and amortization 339 276
Amortization of debt issuance costs 124 2,158
Non-cash lease expense 1,427 (146)
Loss on sale of property and equipment 650 (3)
Realized gains on equity securities (66)  
Provision for credit losses 23,280 3,800
Amortization of dealer discounts (4,632) (4,771)
Amortization of insurance and fees commissions (2,395) (1,992)
Accretion of purchase price discount (119) (71)
Deferred income taxes 1,385 557
Cancellations of restricted stock awards (175)  
Share-based compensation 80 152
Changes in operating assets and liabilities:    
Prepaid expenses and other assets (100) 220
Accounts payable and accrued expenses (2,453) (742)
Income taxes receivable 44 (166)
Net cash (used in) provided by operating activities (933) 1,902
Cash flows from investing activities    
Purchase and origination of finance receivables (61,769) (79,947)
Principal payments received on finance receivable and proceeds from repossessed assets sales 74,721 87,689
Purchase of equity investments (7,237)  
Proceeds from sale of equity investments 7,303  
Purchases of property and equipment 0 (985)
Net cash provided by investing activities 13,018 6,757
Cash flows from financing activities    
Repayments on credit facility (27,800) (33,300)
Proceeds from the credit facility 17,800  
Payment of loan originations fees (313) (217)
Repayment of PPP Loan (3,244)  
Proceeds from Stock Options Exercised   28
Repurchases of treasury stock (2,389) (1,617)
Net cash (used in) financing activities (15,946) (35,106)
Net (decrease) increase in cash and restricted cash (3,861) (26,447)
Cash and restricted cash at the beginning of period 4,775 32,977
Cash and restricted cash at the end of period 914 6,530
Supplemental disclosures, including noncash activities:    
Interest paid 2,532 3,005
Income taxes 24 541
Transfer of finance receivable to repossessed assets 6,446 4,682
Leased assets obtained in exchange for new operating lease liabilities $ 0 $ 1,993