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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Cash flows from operating activities    
Net income (loss) $ (8,929) $ (4,949)
Adjustments to reconcile net income (loss) to net cash provided (used in) by operating activities:    
Depreciation and amortization of intangibles 44 241
Amortization of debt issuance costs 47 36
Non-cash lease expense 22 25
Net loss (gain) on disposal of property and equipment 10 (66)
Net gain on equity investments 0 (66)
Provision for credit losses 13,052 12,550
Amortization of dealer discounts (1,985) (3,185)
Amortization of insurance and fees commissions (1,165) (1,397)
Accretion of purchase price discount (43) (88)
Deferred income taxes 0 (1,637)
Cancellations of restricted stock awards 0 (175)
Principal reduction on operating lease liabilities (22)  
Share-based compensation 43 55
Changes in operating assets and liabilities:    
Accrued interest receivable 724 (39)
Prepaid expenses and other assets (173) (43)
Accounts payable, accrued expenses, and other liabilities (178) (2,259)
Income taxes receivable 6 27
Net cash provided by (used in) operating activities 1,453 (970)
Cash flows from investing activities    
Purchase and origination of finance receivables (5,263) (56,178)
Principal payments received and proceeds from repossessed assets 29,270 54,693
Purchase of equity investments 0 (7,237)
Proceeds from sale of equity investments   7,303
Payments for property and equipment (13) 0
Proceeds from the disposal property and equipment 0 140
Net cash provided by (used in) investing activities 23,994 (1,279)
Cash flows from financing activities    
Repayments on credit facilities (25,250) (13,000)
Proceeds from credit facilities 0 17,500
Repayment of PPP Loan 0 (3,244)
Repurchases of treasury stock 0 (2,279)
Net cash (used in) provided by financing activities (25,250) (1,023)
Net increase (decrease) in cash 197 (3,272)
Cash at the beginning of period 454 4,775
Cash the end of period 651 1,503
Supplemental disclosures, including noncash activities:    
Interest paid 880 1,375
Income taxes paid 0 24
Leased assets obtained in exchange for new operating lease liabilities 0 163
Transfer of finance receivables to repossessed assets $ 14,034 $ 4,320