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Consolidated Statements of Income (Loss) - USD ($)
 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Interest Income    
Loans, including fees $ 8,637,410 $ 8,181,894
Debt securities 214,056 249,518
Other 579,115 546,398
Total interest income 9,430,581 8,977,810
Interest Expense    
Deposits 2,942,288 2,175,876
Borrowings and other 648,430 102,623
Total interest expense 3,590,718 2,278,499
Net Interest Income 5,839,863 6,699,311
Provision for (Recovery of) Credit Losses (190,000)  
Net Interest Income After Provision for (Recovery of) Credit Losses 6,029,863 6,699,311
Non-Interest Income    
Service charges on deposit accounts 125,175 153,069
Mortgage banking income 325,530 351,377
Increase in cash value of life insurance 248,587 236,420
Gain on proceeds from life insurance death benefit   261,297
Net gain on securities transactions   24,000
Gain on acquisition of foreclosed assets 0 246,751
Other income 26,732 28,664
Total non-interest income 726,024 1,301,578
Non-Interest Expenses    
Salaries and employee benefits 3,082,201 3,296,003
Occupancy and equipment expenses 857,613 730,989
Data processing and office 448,520 400,918
Professional fees 754,806 712,246
Marketing expenses 61,234 87,179
FDIC insurance premiums 127,000 62,400
Directors fees 108,235 89,256
Foreclosed assets, net 1,034,592  
Other expenses 527,788 505,093
Total non-interest expenses 7,001,989 5,884,084
Income (Loss) Before Income Taxes (Benefit) (246,102) 2,116,805
Provision for (Benefit from) Income Taxes (59,108) 444,735
Net Income (Loss) $ (186,994) $ 1,672,070
Net income (loss) per common share-basic $ (0.09) $ 0.79
Net income (loss) per common share-diluted $ (0.09) $ 0.79
Weighted average number of common shares outstanding-basic 2,042,280 2,108,612
Weighted average number of common shares outstanding-diluted 2,042,280 2,112,509