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Income Taxes - Deferred tax asset and liability (Details) - USD ($)
Jun. 30, 2024
Jun. 30, 2023
Deferred tax asset    
Net operating loss $ 212,557  
Allowance for loan losses 448,749 $ 459,764
Available for sale debt securities 203,576 277,048
Lease liability 144,001 160,516
Equity compensation 6,162 7,559
Accrued expenses 43,792 45,983
Impairment of foreclosed assets, net 257,047  
Other 21,536 7,121
Subtotal 1,337,420 957,991
Less valuation allowance (321,355)  
Deferred tax assets, net 1,016,065 957,991
Deferred tax liability    
Property and equipment 62,866 60,384
Mortgage servicing rights 213,038 224,419
Right-of-use-asset 145,205 162,381
Deferred loan costs 14,616 23,858
Other   33
Deferred tax liability 435,725 471,075
Net deferred tax asset 580,340 $ 486,916
Operating loss carry forwards $ 3,300,000