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Consolidated Statements of Cash Flows - USD ($)
 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Operating Activities    
Net Income (Loss) $ (186,994) $ 1,672,070
Adjustments to reconcile net income (loss) to net cash from operating activities:    
Depreciation 244,904 205,013
Provision for (recovery of) credit losses (190,000)  
Provision for valuation allowance on foreclosed assets, net 937,100  
Amortization of deferred loan fees (41,552) (50,036)
ESOP expense 33,936 40,127
Stock based compensation 159,100 130,628
Net amortization of discounts and premiums on debt securities 73,654 101,677
Net gain on sale of loans (174,553) (129,520)
Realized gain on available for sale debt securities   (24,000)
Net gain on foreclosed assets 0 (246,751)
Net change in deferred taxes (138,356) 249,564
Gain from proceeds on life insurance death benefit   (261,297)
Earnings on cash value of life insurance (248,587) (236,420)
Decrease (Increase) in interest receivable 14,956 (46,795)
Originations of loans held for sale (4,392,500) (3,868,410)
Proceeds from loans held for sale 4,567,053 3,997,930
Net change in operating leases 2,406 (6,800)
Net change in other assets (750) (21,880)
Net change in other liabilities (243,264) 484,029
Net Cash from Operating Activities 416,553 1,989,129
Investing Activities    
Net change in interest-bearing deposits in other financial institutions 3,562,251 (1,817,066)
Proceeds from life insurance death benefit   966,834
Proceeds from sales, maturities, and repayments of debt securities available for sale 2,288,068 1,037,601
Proceeds from maturities and calls of debt securities held to maturity 11,594 22,828
Net increase in restricted stock (559,140) (447,273)
Net change in loans 14,672,675 (14,121,657)
Purchases of property and equipment (2,264,879) (65,363)
Net Cash provided by (used in) Investing Activities 17,710,569 (14,424,096)
Financing Activities    
Net change in deposits (24,273,552) 9,153,858
Borrowings of FHLB advances 5,000,000 8,000,000
Purchase and retirement of common stock (156,220) (1,371,844)
Net Cash provided by (used in) Financing Activities (19,429,772) 15,782,014
Net Change in Cash and Cash Equivalents (1,302,650) 3,347,047
Cash and Cash Equivalents, Beginning of Year 11,775,088 8,428,041
Cash and Cash Equivalents, End of Year 10,472,438 11,775,088
Supplemental Disclosure of Cash Flow Information    
Interest 3,378,226 2,234,990
Taxes 261,000 159,000
Supplemental Disclosure of Non-Cash Investing and Financing Activities    
Transfer of loans to foreclosed assets   2,087,809
Lease liabilities and right-of-use assets arising from adoption of ASC 842 $ 47,570 $ 698,837