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Consolidated Statements of Cash Flows - USD ($)
 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Operating Activities    
Net income (loss) $ 42,445 $ (186,994)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:    
Depreciation 295,003 244,904
Provision for (recovery of) credit losses (93,833) (190,000)
Provision for valuation allowance on foreclosed assets (OREO), net 378,767 937,100
Amortization of deferred loan fees (51,859) (41,552)
ESOP expense 61,667 33,936
Stock based compensation 156,682 159,100
Net amortization of discounts and premiums on debt securities 45,702 73,654
Net gain on sale of loans (148,203) (174,553)
Net change in deferred taxes (12,761) (138,356)
Earnings on cash value of life insurance (269,888) (248,587)
Decrease (Increase) in interest receivable (69,918) 14,956
Originations of loans held for sale (5,907,284) (4,392,500)
Proceeds from loans held for sale 6,055,487 4,567,053
Net change in operating leases 1,209 2,406
Net change in other assets 27,067 (750)
Net change in other liabilities 938,228 (243,264)
Net Cash from Operating Activities 1,448,511 416,553
Investing Activities    
Net change in interest-bearing deposits in other financial institutions (37,359) 3,562,251
Proceeds from sales, maturities, and repayments of debt securities available for sale 1,703,945 2,288,068
Proceeds from maturities and calls of debt securities held to maturity 32,768 11,594
Net increase in restricted stock   (559,140)
Net change in loans (17,202,381) 14,672,675
Purchases of property and equipment (179,043) (2,264,879)
Cash received from MHC in conversion 100,000  
Net Cash provided by (used in) Investing Activities (15,582,070) 17,710,569
Financing Activities    
Net cash proceeds from common stock offering 15,210,356  
Exercise of stock options 13,314  
Purchase of ESOP shares (1,354,720)  
Net change in deposits 2,260,072 (24,273,552)
Borrowings of FHLB advances 5,000,000 5,000,000
Purchase and retirement of common stock (82,165) (156,220)
Repayments of FHLB advances (3,000,000)  
Net Cash provided by (used in) Financing Activities 18,046,857 (19,429,772)
Net Change in Cash and Cash Equivalents 3,913,298 (1,302,650)
Cash and Cash Equivalents, Beginning of Year 10,472,438 11,775,088
Cash and Cash Equivalents, End of Year 14,385,736 10,472,438
Supplemental Disclosure of Cash Flow Information    
Interest $ 3,524,678 3,378,226
Taxes   261,000
Supplemental Disclosure of Non-Cash Investing and Financing Activities    
Right of use assets obtained in exchange for new operating leases   $ 47,570