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Leases | 3 Months Ended
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Sep. 30, 2025
Leases |
Leases | Note 5 - Leases Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable prepaid rent, initial direct costs and any incentives received from the lessor. The Company’s long-term lease agreements are classified as operating leases. Certain of these leases offer the option to extend the lease term and the Company has included such extensions in its calculation of the lease liabilities to the extent the options are reasonably assured of being exercised. The lease agreements do not provide for residual value guarantees and have no restrictions or covenants that would impact dividends or require incurring additional financial obligations. The following tables present information about the Company’s leases as of and for the three months ended September 30, 2025 and 2024 and as of June 30, 2025: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | As of | ​ | As of
​ | ​ | ​ | September 30, | ​ | June 30,
​ |  |  | 2025 |  | 2025
Right-of-use assets (included in premises and equipment on consolidated balance sheets) |  | ​ | $ | 414,806 | ​ | $ | 443,111
Lease liability (included in other liabilities on consolidated balance sheets) | ​ | ​ | ​ | 411,680 | ​ | ​ | 439,928
Weighted average remaining lease term | ​ | ​ | ​ | 5.2 years | ​ | ​ | 4.73 years
Weighted average discount rate | ​ | ​ | ​ | 3.37% | ​ | ​ | 2.99%
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | Three Months | ​ | Three Months
​ | ​ | ​ | Ended | ​ | Ended
​ | ​ | ​ | September 30, | ​ | September 30,
​ | ​ | ​ | 2025 | ​ | 2024
Operating lease costs | ​ | ​ | $ | 32,003 | ​ | $ | 31,914
Short-term lease costs | ​ | ​ | ​ | 9,870 | ​ | ​ | 9,570
Total lease costs | ​ | ​ | $ | 41,873 | ​ | $ | 41,484
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Cash paid for amounts included in measurement of lease liabilities | ​ | ​ | $ | 31,946 | ​ | $ | 31,554
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | As of
​ | ​ | ​ | ​ | ​ | ​ | September 30,
​ |  | ​ | ​ | ​ | ​ | 2025
Lease payments due | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Nine months ending June 30, 2026 | ​ | ​ | ​ | ​ | ​ | $ | 96,034
Year ending June 30, 2027 | ​ | ​ | ​ | ​ | ​ | ​ | 118,710
Year ending June 30, 2028 | ​ | ​ | ​ | ​ | ​ | ​ | 48,620
Year ending June 30, 2029 | ​ | ​ | ​ | ​ | ​ | ​ | 43,200
Year ending June 30, 2030 | ​ | ​ | ​ | ​ | ​ | ​ | 43,200
Thereafter | ​ | ​ | ​ | ​ | ​ | ​ | 100,800
Total | ​ | ​ | ​ | ​ | ​ | ​ | 450,564
Discount | ​ | ​ | ​ | ​ | ​ | ​ | 38,884
Lease liability | ​ | ​ | ​ | ​ | ​ | $ | 411,680
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​

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- Definition The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 842 -SubTopic 20 -Name Accounting Standards Codification -Publisher FASB -URI https://asc.fasb.org/842-20/tableOfContent + Details
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