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Real Estate Owned

12 Months Ended

Jun. 30, 2017

Real Estate Owned [Abstract]

REAL ESTATE OWNED

NOTE D - REAL ESTATE OWNED

Activity in real estate owned for the years ended June 30 was as follows:

(in thousands)		2017				2016
Balance at beginning of year		$	527			$	1,593
Loans transferred to real estate owned			745				421
Capitalized expenditures			37				152
Valuation adjustments			(171	)			(151	)
Disposals			(780	)			(1,488	)
Balance at end of year		$	358			$	527

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- Definition

The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned.

+ References

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