XML 48 R31.htm IDEA: XBRL DOCUMENT v3.7.0.1
Stockholders' Equity and Regulatory Capital (Tables)
12 Months Ended
Jun. 30, 2017
Stockholders' Equity and Regulatory Capital [Abstract]  
Schedule of minimum capital ratios

As of June 30, 2017

 

              Minimum 
              Requirement 
        Minimum  To be “Well- 
        Requirement  Capitalized” Under 
        For Capital  Prompt Corrective 
  Actual  Adequacy Purposes  Action Provisions 
  Amount  Ratio  Amount  Ratio  Amount  Ratio 
       (Dollars in thousands)       
Risk-based capital:                  
Common Equity Tier 1 capital ratio                  
Kentucky First Federal $52,638   30.0% $7,893   4.5%  N/A   N/A 
First Federal of Hazard  18,015   46.7   1,737   4.5  $2,509   6.5%
First Federal of Kentucky  30,126   25.1   6,144   4.5   8,874   6.5 
                         
Tier 1 (core) capital ratio                        
Kentucky First Federal  52,638   30.0   10,524   6.0   N/A   N/A 
First Federal of Hazard  18,015   46.7   2,316   6.0   3,087   8.0 
First Federal of Kentucky  30,126   25.1   8,191   6.0   10,922   8.0 
                         
Total capital ratio                        
Kentucky First Federal  54,171   30.9   14,032   8.0   N/A   N/A 
First Federal of Hazard  18,498   47.9   3,087   8.0   3,859   10.0 
First Federal of Kentucky  31,059   22.8   10,922   8.0   13,652   10.0 
                         
Leverage capital:                        
Tier 1 leverage capital to average assets                        
Kentucky First Federal  52,638   18.4   11,427   4.0   N/A   N/A 
First Federal of Hazard  18,015   26.6   2,707   4.0   3,383   5.0 
First Federal of Kentucky  30,126   13.4   8,971   4.0   11,214   5.0 

 

As of June 30, 2016

 

           Minimum 
           Requirement 
        Minimum  To be “Well- 
        Requirement  Capitalized” Under 
        For Capital  Prompt Corrective 
  Actual  Adequacy Purposes  Action Provisions 
  Amount  Ratio  Amount  Ratio  Amount  Ratio 
       (Dollars in thousands)       
Risk-based capital:                  
Common Equity Tier 1 capital ratio                  
Kentucky First Federal$52,977   31.4%$7,597  4.5% N/A  N/A 
First Federal of Hazard  18,035   50.1   1,618   4.5  $2,338   6.5%
First Federal of Kentucky  30,448   22.8   6,016   4.5   8,689   6.5 
                         
Tier 1 (core) capital ratio                        
Kentucky First Federal  52,977   31.4   10,129   6.0   N/A   N/A 
First Federal of Hazard  18,035   50.1   2,158   6.0   2,877   8.0 
First Federal of Kentucky  30,448   22.8   8,021   6.0   10,694   8.0 
                         
Total capital ratio                        
Kentucky First Federal  54,512   32.3   13,506   8.0   N/A   N/A 
First Federal of Hazard  18,486   51.4   2,877   8.0   3,597   10.0 
First Federal of Kentucky  31,412   23.5   10,694   8.0   13,368   10.0 
                         
Leverage capital:                        
Tier 1 leverage capital to average assets                        
Kentucky First Federal  52,977   19.0   11,183   4.0   N/A   N/A 
First Federal of Hazard  18,035   24.7   2,927   4.0   3,658   5.0 
First Federal of Kentucky  30,448   14.2   8,584   4.0   10,730   5.0