XML 48 R31.htm IDEA: XBRL DOCUMENT v3.10.0.1
Stockholders' Equity and Regulatory Capital (Tables)
12 Months Ended
Jun. 30, 2018
Stockholders' Equity and Regulatory Capital [Abstract]  
Schedule of minimum capital ratios

  As of June 30, 2018 
              Minimum 
              Requirement 
        Minimum  To be “Well- 
        Requirement  Capitalized” Under 
        For Capital  Prompt Corrective 
  Actual  Adequacy Purposes  Action Provisions 
  Amount  Ratio  Amount  Ratio  Amount  Ratio 
  (Dollars in thousands) 
Risk-based capital:                  
Common Equity Tier 1 capital ratio                  
Kentucky First Federal $52,696   29.5% $8,050   4.5%    N/A   N/A 
First Federal of Hazard  18,221   43.6   1,883   4.5  $2,720   6.5%
First Federal of Kentucky  30,502   21.3   6,443   4.5   9,306   6.5 
                         
Tier 1 (core) capital ratio                        
Kentucky First Federal  52,696   29.5   10,733   6.0     N/A   N/A 
First Federal of Hazard  18,221   43.6   2,511   6.0   3,348   8.0 
First Federal of Kentucky  30,502   21.3   8,590   6.0   11,454   8.0 
                         
Total capital ratio                        
Kentucky First Federal  54,272   30.3   14,311   8.0   N/A   N/A 
First Federal of Hazard  18,745   44.8   3,348   8.0   4,184   10.0 
First Federal of Kentucky  31,462   22.0   11,454   8.0   14,317   10.0 
                         
Leverage capital:                        
Tier 1 leverage capital to average assets                        
Kentucky First Federal  52,696   17.5   12,035   4.0     N/A   N/A 
First Federal of Hazard  18,221   24.3   2,996   4.0   3,745   5.0 
First Federal of Kentucky  30,502   13.5   9,046   4.0   11,308   5.0 

  As of June 30, 2017 
              Minimum 
              Requirement 
        Minimum  To be “Well- 
        Requirement  Capitalized” Under 
        For Capital  Prompt Corrective 
  Actual  Adequacy Purposes  Action Provisions 
  Amount  Ratio  Amount  Ratio  Amount  Ratio 
  (Dollars in thousands) 
Risk-based capital:                  
Common Equity Tier 1 capital ratio                  
Kentucky First Federal $52,638   30.0% $7,893   4.5%    N/A   N/A 
First Federal of Hazard  18,015   46.7   1,737   4.5  $2,509   6.5%
First Federal of Kentucky  30,126   25.1   6,144   4.5   8,874   6.5 
                         
Tier 1 (core) capital ratio                        
Kentucky First Federal  52,638   30.0   10,524   6.0     N/A   N/A 
First Federal of Hazard  18,015   46.7   2,316   6.0   3,087   8.0 
First Federal of Kentucky  30,126   25.1   8,191   6.0   10,922   8.0 
                         
Total capital ratio                        
Kentucky First Federal  54,171   30.9   14,032   8.0   N/A   N/A 
First Federal of Hazard  18,498   47.9   3,087   8.0   3,859   10.0 
First Federal of Kentucky  31,059   22.8   10,922   8.0   13,652   10.0 
                         
Leverage capital:                        
Tier 1 leverage capital to average assets                        
Kentucky First Federal  52,638   18.4   11,427   4.0     N/A   N/A 
First Federal of Hazard  18,015   26.6   2,707   4.0   3,383   5.0 
First Federal of Kentucky  30,126   13.4   8,971   4.0   11,214   5.0