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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Cash flows from operating activities:    
Net income $ 138 $ 280
Adjustments to reconcile net income to net cash provided by operating activities    
Depreciation 77 81
Accretion of purchased loan credit discount (21) (22)
Amortization of purchased loan premium 3 4
Amortization of deferred loan origination costs 15 24
Amortization of premiums on investment securities 2 3
Net gain on sale of loans (14)
Valuation adjustment of REO 18
Net gain on sale of real estate owned (5) (43)
ESOP compensation expense 47 47
Earnings on bank-owned life insurance (19) (24)
Provision for loan losses 11
Origination of loans held for sale (476)
Proceeds from loans held for sale 380
Increase (decrease) in cash, due to changes in:    
Accrued interest receivable (15)
Prepaid expenses and other assets 61 72
Accrued interest payable 2 1
Other liabilities 182 50
Federal income taxes 32 34
Net cash provided by operating activities 418 507
Cash flows from investing activities:    
Purchase of time deposits in other financial institutions (494) (2,727)
Maturities of time deposits in other financial institutions 1,234
Purchase of investment securities available-for sale (501)
Securities maturities, prepayments and calls:    
Held to maturity 98 116
Available for sale 2 1
Loans originated for investment, net of principal collected 1,385 1,889
Proceeds from sale of real estate owned 125
Additions to real estate owned (62) (10)
Additions to premises and equipment, net (34) (24)
Net cash provided by (used in) investing activities 1,628 (630)
Cash flows from financing activities:    
Net increase in deposits 1,157 5,342
Payments by borrowers for taxes and insurance, net 277 236
Proceeds from Federal Home Loan Bank advances 8,500 1,500
Repayments on Federal Home Loan Bank advances (11,538) (11,050)
Dividends paid on common stock (365) (363)
Purchase of stock for treasury (89)
Net used in financing activities (2,058) (4,335)
Net decrease in cash and cash equivalents (12) (4,458)
Beginning cash and cash equivalents 9,943 12,804
Ending cash and cash equivalents 9,931 8,346
Cash paid during the period for:    
Federal income taxes 100
Interest on deposits and borrowings 698 467
Transfers of loans to real estate owned, net 116 660
Loans made on sale of real estate owned $ 80 $ 169