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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2018
Dec. 31, 2017
Interest income        
Loans, including fees $ 3,006 $ 2,838 $ 5,894 $ 5,608
Mortgage-backed securities 8 11 16 23
Other securities 3 4
Interest-bearing deposits and other 161 135 310 254
Total interest income 3,178 2,984 6,224 5,885
Interest expense        
Interest-bearing demand deposits 6 5 12 11
Savings 56 57 110 114
Certificates of Deposit 425 279 807 510
Deposits 487 341 929 635
Borrowings 310 161 568 335
Total interest expense 797 502 1,497 970
Net interest income 2,381 2,482 4,727 4,915
Provision for loan losses 3 11 3
Net interest income after provision for loan losses 2,381 2,479 4,716 4,912
Non-interest income        
Earnings on bank-owned life insurance 18 388 37 412
Net gain on sales of loans 6 11 20 11
Net gain on sales of real estate owned 7 8 12 51
Valuation adjustment for real estate owned (36) (54)
Other 48 29 97 102
Total non-interest income 43 436 112 576
Non-interest expense        
Employee compensation and benefits 1,463 1,364 2,917 2,733
Occupancy and equipment 165 167 335 325
Voice and data communications 68 73 133 129
Advertising 64 78 131 136
Outside service fees 34 47 72 86
Data processing 109 113 214 215
Auditing and accounting 32 71 66 137
Franchise and other taxes 63 60 126 119
Foreclosure and real estate owned expenses (net) 37 27 60 61
Other 195 206 400 423
Total non-interest expense 2,230 2,206 4,454 4,364
Income before income taxes 194 709 374 1,124
Federal income tax expense 27 (160) 69 (25)
NET INCOME $ 167 $ 869 $ 305 $ 1,149
EARNINGS PER SHARE        
Basic and diluted $ 0.02 $ 0.11 $ 0.04 $ 0.14
DIVIDENDS PER SHARE $ 0.1 $ 0.1 $ 0.2 $ 0.2