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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Cash flows from operating activities:    
Net income $ 305 $ 1,149
Adjustments to reconcile net income to net cash provided by operating activities    
Depreciation 151 159
Accretion of purchased loan credit discount (41) (43)
Amortization of purchased loan premium 6 7
Amortization of deferred loan origination costs (fees) 35 44
Amortization of premiums on investment securities 4 7
Net gain on sale of loans (20) (11)
Net gain on sale of real estate owned (12) (51)
Valuation adjustments of real estate owned 54
Deferred gain on sale of real estate owned (11)
ESOP compensation expense 65 94
Earnings on bank-owned life insurance (37) (42)
Provision for loan losses 11 3
Origination of loans held for sale (600) (498)
Proceeds from loans held for sale 620 269
Increase (decrease) in cash, due to changes in:    
Accrued interest receivable (6) (41)
Prepaid expenses and other assets 141 214
Accrued interest payable 2 2
Other liabilities (179) 8
Federal income taxes (30) (225)
Net cash provided by operating activities 469 1,034
Cash flows from investing activities:    
Purchase of available-for-sale securities (501)
Purchase of time deposits in other financial institutions (990) (2,727)
Maturities of time deposits in other financial institutions 1,728 247
Securities maturities, prepayments and calls:    
Held to maturity 142 231
Available for sale 2 5
Proceeds from bank-owned life insurance 792
Loans originated for investment, net of principal collected (2,878) (3,186)
Proceeds from sale of real estate owned 221
Additions to real estate owned (76) (5)
Additions to premises and equipment, net (54) (55)
Net cash used in investing activities (2,627) (4,477)
Cash flows from financing activities:    
Net increase in deposits 1,624 8,458
Payments by borrowers for taxes and insurance, net (546) (582)
Proceeds from Federal Home Loan Bank advances 16,600 6,000
Repayments on Federal Home Loan Bank advances (14,116) (13,153)
Treasury stock purchased (487)
Dividends paid on common stock (718) (724)
Net cash provided by (used in) financing activities 2,357 (1)
Net increase (decrease) in cash and cash equivalents 199 (3,444)
Beginning cash and cash equivalents 9,943 12,804
Ending cash and cash equivalents 10,142 9,360
Cash paid during the period for:    
Federal income taxes 100 200
Interest on deposits and borrowings 1,495 968
Transfers of loans to real estate owned, net 262 782
Loans made on sale of real estate owned $ 196 $ 169