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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Mar. 31, 2019
Mar. 31, 2018
Interest income        
Loans, including fees $ 3,013 $ 2,822 $ 8,907 $ 8,430
Mortgage-backed securities 8 14 24 37
Other securities 3 7
Interest-bearing deposits and other 168 132 478 386
Total interest income 3,192 2,968 9,416 8,853
Interest expense        
Interest-bearing demand deposits 6 5 18 16
Savings 53 55 163 169
Certificates of Deposit 448 305 1,255 815
Deposits 507 365 1,436 1,000
Borrowings 338 196 906 531
Total interest expense 845 561 2,342 1,531
Net interest income 2,347 2,407 7,074 7,322
Provision for loan losses 104 11 107
Net interest income after provision for loan losses 2,347 2,303 7,063 7,215
Non-interest income        
Earnings on bank-owned life insurance 19 18 56 430
Net gain on sales of loans 9 13 29 24
Net gain (loss) on sales of real estate owned (5) (4) 7 47
Valuation adjustment for real estate owned (18) (54) (18)
Other 58 48 155 150
Total non-interest income 81 57 193 633
Non-interest expense        
Employee compensation and benefits 1,452 1,359 4,369 4,092
Occupancy and equipment 171 180 506 505
Voice and data communications 54 61 187 194
Advertising 41 56 172 187
Outside service fees 42 40 114 126
Data processing 116 110 330 325
Auditing and accounting 10 68 76 205
Franchise and other taxes 65 63 191 182
Foreclosure and real estate owned expenses (net) 18 32 78 93
Other 204 208 604 632
Total non-interest expense 2,173 2,177 6,627 6,541
Income before income taxes 255 183 629 1,307
Federal income tax expense (benefit) 48 21 117 (4)
NET INCOME $ 207 $ 162 $ 512 $ 1,311
EARNINGS PER SHARE        
Basic and diluted $ 0.02 $ 0.02 $ 0.06 $ 0.16