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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Cash flows from operating activities:    
Net income $ 512 $ 1,311
Adjustments to reconcile net income to net cash provided by operating activities    
Depreciation 220 235
Accretion of purchased loan credit discount (61) (65)
Amortization of purchased loan premium 9 11
Amortization of deferred loan origination costs (fees) 56 58
Amortization of premiums on investment securities 6 9
Net gain on sale of loans (29) (24)
Net gain on sale of real estate owned (7) (47)
Valuation adjustments of real estate owned 54 18
Deferred gain on sale of real estate owned (16)
ESOP compensation expense 111 141
Earnings on bank-owned life insurance (56) (436)
Provision for loan losses 11 107
Origination of loans held for sale (821) (797)
Proceeds from loans held for sale 850 821
Increase (decrease) in cash, due to changes in:    
Accrued interest receivable (39) (29)
Prepaid expenses and other assets 109 148
Accrued interest payable 7 3
Other liabilities (152) 91
Federal income taxes 15 (306)
Net cash provided by operating activities 795 1,233
Cash flows from investing activities:    
Purchase of available-for-sale securities (501)
Purchase of time deposits in other financial institutions (1,486) (2,727)
Maturities of time deposits in other financial institutions 2,226 247
Securities maturities, prepayments and calls:    
Held to maturity 187 397
Available for sale 4 19
Proceeds from bank-owned life insurance 1,168
Loans originated for investment, net of principal collected (1,423) (6,848)
Proceeds from sale of real estate owned 80 265
Additions to real estate owned (98) (5)
Additions to premises and equipment, net (55) (148)
Net cash used in investing activities (1,066) (7,632)
Cash flows from financing activities:    
Net increase (decrease) in deposits (417) 10,891
Payments by borrowers for taxes and insurance, net (287) (300)
Proceeds from Federal Home Loan Bank advances 23,200 13,500
Repayments on Federal Home Loan Bank advances (20,214) (19,782)
Treasury stock purchased (674)
Dividends paid on common stock (1,087) (1,088)
Net cash provided by financing activities 521 3,221
Net increase (decrease) in cash and cash equivalents 250 (3,178)
Beginning cash and cash equivalents 9,943 12,804
Ending cash and cash equivalents 10,193 9,626
Cash paid during the period for:    
Federal income taxes 100 300
Interest on deposits and borrowings 2,335 1,528
Transfers of loans to real estate owned, net 262 830
Loans made on sale of real estate owned $ 214 $ 169