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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Interest income    
Loans, including fees $ 3,172 $ 2,888
Mortgage-backed securities 6 8
Other securities 6 1
Interest-bearing deposits and other 144 149
Total interest income 3,328 3,046
Interest expense    
Interest-bearing demand deposits 5 6
Savings 52 54
Certificates of Deposit 531 382
Deposits 588 442
Borrowings 359 258
Total interest expense 947 700
Net interest income 2,381 2,346
Provision for loan losses 59 11
Net interest income after provision for loan losses 2,322 2,335
Non-interest income    
Earnings on bank-owned life insurance 19 19
Net gain on sales of loans 6 14
Net gain on sales of real estate owned 5
Valuation adjustment for real estate owned (18)
Other 49 49
Total non-interest income 74 69
Non-interest expense    
Employee compensation and benefits 1,360 1,454
Occupancy and equipment 143 170
Voice and data communications 61 65
Advertising 48 67
Outside service fees 51 38
Data processing 105 105
Auditing and accounting 47 34
Franchise and other taxes 65 63
Foreclosure and real estate owned expenses (net) 34 23
Other 188 205
Total non-interest expense 2,102 2,224
Income before income taxes 294 180
Federal income tax expense 60 42
NET INCOME $ 234 $ 138
EARNINGS PER SHARE    
Basic and diluted $ 0.03 $ 0.02