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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Cash flows from operating activities:    
Net income $ 234 $ 138
Adjustments to reconcile net income to net cash provided by operating activities    
Depreciation 74 77
Accretion of purchased loan credit discount (28) (21)
Amortization of purchased loan premium 3 3
Amortization of deferred loan origination costs (fees) 23 15
Amortization of premiums on investment securities 2
Net gain on sale of loans (6) (14)
Net gain on sale of real estate owned (5)
Valuation adjustments of real estate owned 18
ESOP compensation expense 13 47
Earnings on bank-owned life insurance (19) (19)
Provision for loan losses 59 11
Origination of loans held for sale (586) (476)
Proceeds from loans held for sale 151 380
Increase (decrease) in cash, due to changes in:    
Accrued interest receivable 15 (15)
Prepaid expenses and other assets (4) 61
Accrued interest payable 1 2
Other liabilities 25 182
Federal income taxes 63 32
Net cash provided by operating activities 18 418
Cash flows from investing activities:    
Purchase of available-for-sale securities (501)
Purchase of time deposits in other financial institutions (494)
Maturities of time deposits in other financial institutions 3,497 1,234
Securities maturities, prepayments and calls:    
Held to maturity 92 98
Available for sale 1 2
Loans originated for investment, net of principal collected 984 1,385
Proceeds from sale of real estate owned 44
Additions to real estate owned (4) (62)
Additions to premises and equipment, net (53) (34)
Net cash provided by (used in) investing activities 4,561 1,628
Cash flows from financing activities:    
Net increase in deposits 243 1,157
Payments by borrowers for taxes and insurance, net 287 277
Proceeds from Federal Home Loan Bank advances 4,000 8,500
Repayments on Federal Home Loan Bank advances (6,330) (11,538)
Treasury stock purchased (151) (89)
Dividends paid on common stock (334) (365)
Net cash used in financing activities (2,285) (2,058)
Net increase (decrease) in cash and cash equivalents 2,294 (12)
Beginning cash and cash equivalents 9,861 9,943
Ending cash and cash equivalents 12,155 9,931
Cash paid during the period for:    
Federal income taxes
Interest on deposits and borrowings 946 698
Transfers of loans to real estate owned, net 295 116
Loans made on sale of real estate owned $ 80