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Real Estate Owned
12 Months Ended
Jun. 30, 2020
Debt Disclosure [Abstract]  
REAL ESTATE OWNED

NOTE D – REAL ESTATE OWNED


Activity in real estate owned for the years ended June 30 was as follows:


(in thousands)  2020   2019 
         
Balance at beginning of year  $710   $710 
Loans transferred to real estate owned   304    347 
Capitalized expenditures   44    98 
Valuation adjustments   (36)   (66)
Disposals   (382)   (379)
Balance at end of year  $640   $710