XML 55 R32.htm IDEA: XBRL DOCUMENT
v3.20.2

Stockholders' Equity and Regulatory Capital (Tables) | 12 Months Ended
--- | ---
Jun. 30, 2020
Disclosure Text Block [Abstract] |
Schedule of regulatory capitals |
|  |  |  |  | Minimum Requirement |
|  |  |  |  | For Capital |
|  | Actual |  |  | Adequacy Purposes |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Risk-based capital: |  |  |  |  |  |  |  |  |  |  |  |
Common Equity Tier 1 capital ratio |  | $ | 50,962 |  |  |  | 27.6 | % |  | $ | 8,305 |  |  |  | 4.5 | %
Tier 1 (core) capital ratio |  | $ | 50,962 |  |  |  | 27.6 |  |  | $ | 11,073 |  |  |  | 6.0 |
Total capital ratio |  | $ | 50,962 |  |  |  | 27.6 |  |  | $ | 14,764 |  |  |  | 8.0 |
Leverage capital: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage capital to average assets |  | $ | 50,962 |  |  |  | 15.4 |  |  | $ | 13,220 |  |  |  | 4.0 |
|  |  |  |  | Minimum Requirement |
|  |  |  |  | For Capital |
|  | Actual |  |  | Adequacy Purposes |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |
Community Bank Leverage Ratio: |  |  |  |  |  |  |  |  |  |  |  |
First Federal Savings and Loan Association of Hazard |  | $ | 18,256 |  |  |  | 21.9 | % |  | $ | 3,740 |  |  |  | 8.0 | %
First Federal Savings Bank of Kentucky |  | $ | 29,898 |  |  |  | 12.1 |  |  | $ | 15,153 |  |  |  | 8.0 |
Schedule of minimum capital ratios |
|  |  |  |  | Minimum |
|  | As of June 30, 2019 |  |  | Requirement |
|  |  |  |  |  |  |  | Minimum |  |  | To be “Well- |
|  |  |  |  |  |  |  | Requirement |  |  | Capitalized” Under |
|  |  |  |  |  |  |  | For Capital |  |  | Prompt Corrective |
|  | Actual |  |  | Adequacy Purposes |  |  | Action Provisions |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |
|  |  |  |  |  |  |  | (Dollars in thousands) |  |  |  |  |  |  |
Risk-based capital: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Common Equity Tier 1 capital ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Kentucky First Federal |  | $ | 51,767 |  |  |  | 26.8 | % |  | $ | 8,685 |  |  |  | 4.5 | % |  |  | N/A |  |  |  | N/A |
First Federal of Hazard |  |  | 18,275 |  |  |  | 38.5 |  |  |  | 2,139 |  |  |  | 4.5 |  |  | $ | 3,090 |  |  |  | 6.5 | %
First Federal of Kentucky |  |  | 29,659 |  |  |  | 20.4 |  |  |  | 6,543 |  |  |  | 4.5 |  |  |  | 9,451 |  |  |  | 6.5 |
Tier 1 (core) capital ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Kentucky First Federal |  |  | 51,767 |  |  |  | 26.8 |  |  |  | 11,581 |  |  |  | 6.0 |  |  |  | N/A |  |  |  | N/A |
First Federal of Hazard |  |  | 18,275 |  |  |  | 38.5 |  |  |  | 2,852 |  |  |  | 6.0 |  |  |  | 3,803 |  |  |  | 8.0 |
First Federal of Kentucky |  |  | 29,659 |  |  |  | 20.4 |  |  |  | 8,724 |  |  |  | 6.0 |  |  |  | 11,632 |  |  |  | 8.0 |
Total capital ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Kentucky First Federal |  |  | 53,223 |  |  |  | 27.5 |  |  |  | 15,441 |  |  |  | 8.0 |  |  |  | N/A |  |  |  | N/A |
First Federal of Hazard |  |  | 18,816 |  |  |  | 39.6 |  |  |  | 3,803 |  |  |  | 8.0 |  |  |  | 4,753 |  |  |  | 10.0 |
First Federal of Kentucky |  |  | 30,574 |  |  |  | 21.0 |  |  |  | 11,632 |  |  |  | 8.0 |  |  |  | 14,540 |  |  |  | 10.0 |
Leverage capital: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage capital to average assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Kentucky First Federal |  |  | 51,767 |  |  |  | 16.7 |  |  |  | 12,424 |  |  |  | 4.0 |  |  |  | N/A |  |  |  | N/A |
First Federal of Hazard |  |  | 18,275 |  |  |  | 22.3 |  |  |  | 3,285 |  |  |  | 4.0 |  |  |  | 4,106 |  |  |  | 5.0 |
First Federal of Kentucky |  |  | 29,659 |  |  |  | 12.9 |  |  |  | 9,175 |  |  |  | 4.0 |  |  |  | 11,469 |  |  |  | 5.0 |

X
- References No definition available. + Details
Name: | kffb_RegulatoryCapitalTableTextBlock
Namespace Prefix: | kffb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_DisclosureTextBlockAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration