Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
Sep. 30, 2020	Sep. 30, 2019
Statement of Cash Flows [Abstract]
Net income	$ 285	$ 234
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation	72	74
Accretion of purchased loan credit discount	(15)	(28)
Amortization of purchased loan premium	2	3
Amortization of deferred loan origination costs (fees)	10	23
Amortization of premiums on investment securities	2
Net gain on sale of loans	(58)	(6)
Net gain on sale of real estate owned	(1)
ESOP compensation expense	28	13
Earnings on bank-owned life insurance	(20)	(19)
Provision for loan losses	84	59
Origination of loans held for sale	(1,613)	(586)
Proceeds from loans held for sale	1,303	151
Increase (decrease) in cash, due to changes in:
Accrued interest receivable	130	15
Prepaid expenses and other assets	70	(4)
Accrued interest payable	(3)	1
Other liabilities	(8)	25
Federal income taxes	(13)	63
Net cash provided by operating activities	255	18
Cash flows from investing activities:
Maturities of time deposits in other financial institutions	988	3,497
Held to maturity	32	92
Available for sale	502	1
Loans originated for investment, net of principal collected	(4,899)	984
Proceeds from sale of real estate owned	159	44
Additions to real estate owned	(1)	(4)
Additions to premises and equipment, net	(19)	(53)
Net cash provided by (used in) investing activities	(3,238)	4,561
Cash flows from financing activities:
Net increase in deposits	2,829	243
Payments by borrowers for taxes and insurance, net	284	287
Proceeds from Federal Home Loan Bank advances	17,900	4,000
Repayments on Federal Home Loan Bank advances	(14,223)	(6,330)
Treasury stock purchased	(49)	(151)
Dividends paid on common stock	(344)	(334)
Net cash provided by (used in) financing activities	6,397	(2,285)
Net increase in cash and cash equivalents	3,414	2,294
Beginning cash and cash equivalents	13,702	9,861
Ending cash and cash equivalents	17,116	12,155
Cash paid during the period for:
Federal income taxes	75
Interest on deposits and borrowings	642	946
Transfers of loans to real estate owned, net	196	295
Loans made on sale of real estate owned

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Amortization of deferred loan origination costs (fees).

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Earnings on bank-owned life insurance.

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The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.

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The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.

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Amount of cash outflow to reacquire equity classified as other.

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The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.

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Amount of cash inflow from collection of advance by Federal Home Loan Bank (FHLBank), classified as investing activity.

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Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).

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The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.

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The cash inflow associated with the sale and maturity (principal being due) of other investments, prepayment and call (request of early payment) of other investments not otherwise defined in the taxonomy.

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The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.

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The cash inflow from proceeds From Sales of Wholly Owned Real Estate and Real Estate Acquired in Settlement of Loans.

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Amount of cash outflow for repayment of Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity.

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